124 McDavid St, Gallatin, TN 37066 Property Records

Sumner County property record for 124 McDavid St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,225 sqft · built 1957
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jul 2023)
Tax Bill	$852 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083126K B 01800`

Property Details

APN / Parcel Number

Primary APN	`083126K B 01800`
Alternative APN	`126K B 01800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,225 sqft Living Area
1st Floor Area	1,225 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	846 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 MCDAVID ST
City	GALLATIN
State	TN
Zip	37066-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 1 PAGE: 179 BLOCK: K LOT: LIST SUBD: URBANDALE S/D NO 3
Legal Subdivision	URBANDALE S/D NO 3
Legal Block	K
Legal Lot Number	22-24
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	2
Census Block	2016
Census Tract	20905

Owner

124 McDavid St is owned and occupied by an individual who acquired it in July 2023.

Source: Sumner County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	124 MCDAVID ST, GALLATIN, TN 37066-3616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 5, 2023	Warranty Deed, Transfer · FHA Mortgage CHURCHILL MORTGAGE CORP
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
May 22, 2020	Warranty Deed, Transfer · Conventional with PMI JOE K & KAREN J SANDERS
Sep 11, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Jul 5, 2023 · Amount on File
Deed Document Number	0061940036
Deed Book / Page	6194 / 36
Last Transfer Date	Jul 20, 2023
Transfer Doc	0062020699
Record Updated	Jun 8, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 20, 2023
Property Address	124 MCDAVID ST, GALLATIN, TN 37066-3616
Document Number	0062020699
Book / Page	6202 / 699
Map Reference	MB 1 PG 179
Instrument Date	Jul 19, 2023
Instrument	1456420
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4169 BURGESS FALLS RD, SPARTA, TN 38583-5146

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 5, 2023
Property Address	124 MCDAVID ST, GALLATIN, TN 37066-3616
Document Number	0061940036
Book / Page	6194 / 36
Map Reference	MB 1 PG 179
Instrument Date	Jun 30, 2023
Instrument	1455056
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 MCDAVID ST, GALLATIN, TN 37066-3616

Mortgage

Document Number	0000619439
Date	Jul 5, 2023
Instrument	6194/39

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 5, 2021
Property Address	124 MCDAVID ST, GALLATIN, TN 37066-3616
Document Number	0055530400
Book / Page	5553 / 400
Map Reference	MB 1 PG 179
Instrument Date	Mar 31, 2021
Instrument	1358167
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 MCDAVID ST, GALLATIN, TN 37066-3616

Mortgage

Document Number	5553403
Date	Apr 5, 2021
Instrument	5553/403

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 22, 2020
Property Address	124 MCDAVID ST, GALLATIN, TN 37066-3616
Document Number	0052230686
Book / Page	005223 / 000686
Instrument Date	May 21, 2020
Instrument	1312247
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATHENA TITLE, ATHENS TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 BRENTWOOD POINTE FRANKLIN TN 370671625, FRANKLIN, TN 37067-1625

Mortgage

Document Number	52230688
Date	May 22, 2020
Book Page	005223/000688
Instrument	1312248

Lender

Name	JOE K & KAREN J SANDERS
Address	1922 BAKER RD, GOODLETTSVILLE, TN 37072-9542

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 11, 2019
Property Address	124 MCDAVID ST, GALLATIN, TN 37066-3616
Document Number	0050270389
Book / Page	005027 / 000389
Instrument Date	Aug 22, 2019
Instrument	1282428
Transaction Type	Foreclosure
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$482.48
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 E MAIN ST #D HENDERSONVILLE TN 370753952, D, HENDERSONVILLE, TN 37075-3952

Tax Assessment & Valuation

The 2025 property tax bill for 124 McDavid St was $852.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00	$59,975 Land $17,500 Building $42,475
2024			$239,900 Land $70,000 Building $169,900
2023	$1,035.00 (-0.29%)	$33,925 (-) Land $8,750 Building $25,175
2022	$1,038.00	$33,925 Land $8,750 Building $25,175
2021			$135,700 Land $35,000 Building $100,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 McDavid St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 McDavid St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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