124 Mallory Ct, Richmond, KY 40475 Property Records

Madison County property record for 124 Mallory Ct, Richmond, KY 40475

Property Summary

Property Type	Apartments (5+ Units)
Details	7,688 sqft
Owner	Company Name on Record
Last Sale	$570,000 (Jul 2024)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068-008C-0006`

Property Details

APN / Parcel Number

Primary APN	`0068-008C-0006`
Alternative APNs	`132353` `95191` `44617`

Interior

Stories	2 Stories
Building Area	7,688 sqft Living Area

Exterior

Exterior Material	Brick Veneer

Location & Zoning

Account Number	44617
Street Address	124 MALLORY CT
City	RICHMOND
State	KY
Zip	40475-8166
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	MERRICK HEIGHTS LOT 6
Legal Subdivision	MERRICK HEIGHTS
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3009
Census Tract	10301

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 FREYBROOK DR, RICHMOND, KY 40475-3314
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Aug 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK OF KENTUCKY INC
Aug 21, 2020	Deed, Transfer
Aug 21, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Mar 15, 2024
Deed Document Number	2014213959
Deed Book / Page	D855 / 280
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	124 MALLORY CT, RICHMOND, KY 40475-8166
Transaction Type	Mortgage
Record Updated	Jul 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2064/235
Date	Jun 16, 2021
Book Page	M2064/235
Instrument	2014041201

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	124 MALLORY CT, RICHMOND, KY 40475-8166
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01973/394
Date	Aug 31, 2020
Book Page	M01973/394
Instrument	2014019322

Lender

Name	CITIZENS BANK OF KENTUCKY INC
Type	Bank
Address	PAINTSVILLE, KY 41240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 5, 2025

Interest

Rate Type	Adjustable Rate

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 21, 2020
Property Address	124 MALLORY CT, RICHMOND, KY 40475-8166
Document Number	0D00793/56
Book / Page	D00793 / 56
Map Reference	CAB 15 SL 193
Instrument Date	Aug 12, 2020
Instrument	2014018624
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 BANE PL, 102, WINCHESTER, KY 40391-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BANE PL, WINCHESTER, KY 40391-0002

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 21, 2020
Property Address	124 MALLORY CT, RICHMOND, KY 40475-8166
Document Number	0D00793/53
Book / Page	D00793 / 53
Map Reference	CAB 15 SL 193
Instrument Date	Aug 10, 2020
Instrument	2014018623
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 BANE PL, 102, WINCHESTER, KY 40391-0002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BANE PL, WINCHESTER, KY 40391-0002

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,375.00 (+6.02%) Additional exemption filed	$570,000 (+9.05%)	$570,000 (+9.05%)
2023	$5,070.00 (-0.29%)	$522,690 (-)	$522,690 (-)
2022	$5,085.00	$522,690	$522,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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