Clayton County property record for 124 Main St, Mc Gregor, IA 52157
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 1920 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Oct 2008) |
| Tax Bill | $2,992 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Apr 2014 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3499176012 |
| Primary APN | 3499176012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 216 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 234 sqft |
| Patio Area | 538 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 124 MAIN ST |
|---|---|
| City | MC GREGOR |
| State | IA |
| Zip | 52157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCGREGOR LOT 12 BLK 3 |
| Legal Subdivision | ORIGINAL TOWN OF MCGREGOR |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | MENDON |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 70100 |
Source: Clayton County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1611 E RIDGE RD, BELOIT, WI 53511-3910 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance KERDNT BROTHERS BANK |
| Apr 2, 2014 | Deed of Trust, Mortgage · ARM INTERSTATE FSLA |
| Jan 18, 2023 | Intrafamily Transfer, Transfer |
| Oct 24, 2005 | Legal Action/Court Order, Foreclosure · Line of Credit LUANA SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2008 · Amount on Record |
| Deed Sale | Oct 22, 2008 · Amount on Record |
| Prior Sale | Oct 24, 2005 · Amount on Record |
| Deed Document Number | 20083569 |
| Last Transfer Date | Jan 12, 2023 |
| Transfer Doc | 2023R00209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 124 MAIN ST, MC GREGOR, IA 52157 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2019R02199 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019R02199 |
| Name | KERDNT BROTHERS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAYTON IA |
| Property Address | 124 MAIN ST, MC GREGOR, IA 52157 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2014R01049 |
|---|---|
| Date | Apr 2, 2014 |
| Instrument | 2014R01049 |
| Name | INTERSTATE FSLA |
|---|---|
| Type | Non-Lending Institution |
| Address | MC GREGOR, IA 52157 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 29, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Mar 29, 2024 |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 6.95% |
| Index | 10-Year TN |
| Max Rate | 6.95% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Jan 18, 2023 |
| Property Address | 124 MAIN ST, MC GREGOR, IA 52157 |
| Document Number | 2023R00209 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2023R00209 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1611 E RIDGE RD, BELOIT, WI 53511-3910 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CLAYTON IA |
| Recording Date | Oct 24, 2005 |
| Property Address | 124 MAIN ST, MC GREGOR, IA 52157 |
| Document Number | 2005R03717 |
| Instrument Date | Oct 18, 2005 |
| Instrument | 2005R03717 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98.40 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 205 DULL ST, MONONA, IA 52159-8258 |
| Document Number | 2005R03718 |
|---|---|
| Date | Oct 24, 2005 |
| Instrument | 2005R03718 |
| Name | LUANA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | McGregor City |
| Unified School District | MFL MarMac Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,992.00 (+8.41%) | $191,011 (+15.98%) Land $56,899 Building $134,112 | $191,011 (+15.98%) Land $56,899 Building $134,112 |
| 2024 | $2,760.00 (+3.92%) | ||
| 2023 | $164,689 Land $51,700 Building $112,989 | $164,689 Land $51,700 Building $112,989 | |
| 2022 | $2,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCGREGOR WATER DEPT serves 747 people · EPA ID IA2258012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 9 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures