124 Main St, Franklin, NJ 07416 Property Records

Sussex County and Franklin Borough property record for 124 Main St, Franklin, NJ 07416 · Last verified August 2026

Property Summary

Property Type	Store with Apartments
Details	6,400 sqft · built 1920
Lot Size	0.237 acres (10,324 sqft)
Owner	Company Name on File
Last Sale	$500,000 (May 2021)
Tax Bill	$15,890 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-01004-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`06-01004-0000-00010`
Alternative APNs	`0600031000000002` `00007091`

Interior

Units	4 Units
Stories	2 Stories
Building Area	6,400 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	125 ft deep x 67 ft wide

Location & Zoning

Account Number	00007091
Street Address	124 MAIN ST
City	FRANKLIN
State	NJ
Zip	07416-1543
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Block	1004
Legal Lot Number	10
Jurisdiction	SUSSEX NJ
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3010
Census Tract	372900

Owner

Source: Sussex County and Franklin Borough records · APN 06-01004-0000-00010

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 675, BOONTON, NJ 07005-0675
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Construction Mortgage PROVIDENT BANK
May 14, 2021	Deed, Transfer · Commercial Mortgage LAKELAND BANK
Jul 17, 2020	Grant Deed, Transfer · Line of Credit BLUE FOUNDRY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Jul 17, 2020 · Amount on Record
Deed Document Number	202110121000
Deed Book / Page	3587 / 744
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Jul 31, 2026
Property Address	124 MAIN ST, FRANKLIN, NJ 07416-1543
Document Number	0000014676
Book / Page	10472 / 474
Instrument Date	Jul 29, 2026
Instrument	202614676
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	LEGEND TITLE CORPORATION, LEGEND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000014676,
Date	Jul 31, 2026
Book Page	10472/474
Instrument	202614676

Lender

Name	PROVIDENT BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 14, 2021
Property Address	124 MAIN ST, FRANKLIN, NJ 07416-1543
Document Number	0035870744
Book / Page	3587 / 744
Instrument Date	Feb 08, 2021
Instrument	20210514010121000
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 KERR LN, 15, MATAWAN, NJ 07747-3572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 675, BOONTON, NJ 07005-0675

Mortgage

Document Number	20210514010121010
Date	May 14, 2021
Instrument	20210514010121010

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 17, 2020
Property Address	124 MAIN ST, FRANKLIN, NJ 07416-1543
Document Number	0035610049
Book / Page	003561 / 000049
Instrument Date	Apr 20, 2020
Instrument	134440
Transaction Type	Transfer
Record Updated	Sep 08, 2020
Title Company	RIVER EDGE TITLE AGENCY LLC, RIVER EDGE TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	124 MAIN ST FRANKLIN NJ 074161543, FRANKLIN, NJ 07416-1543

Mortgage

Document Number	98270580
Date	Jul 17, 2020
Book Page	009827/000580
Instrument	134450

Lender

Name	BLUE FOUNDRY BK
Address	RUTHERFORD, NJ 07070

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County and Franklin Borough records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Franklin Borough
Elementary School District	Franklin Borough School District (KG - 08)
Secondary School District	Wallkill Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,800 (+4.12%) Land $92,800 Building $565,000	$657,800 (+4.12%) Land $92,800 Building $565,000
2025	$15,890.00 (-4.5%)	$631,800 (+8.87%) Land $92,800 Building $539,000	$631,800 (+8.87%) Land $92,800 Building $539,000
2024	$16,638.00 (+12.49%)
2023		$580,300 Land $92,800 Building $487,500	$580,300 Land $92,800 Building $487,500
2022	$14,791.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (34037C), updated October 2, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Planet Networks	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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