Harrison County property record for 124 Main St, Biloxi, MS 39530
| Property Type | Restaurant |
|---|---|
| Details | 8,285 sqft · built 2016 |
| Lot Size | 0.769 acres (33,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $21,672 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1410K-01-079.000 |
| Primary APN | 1410K-01-079.000 |
|---|---|
| Alternative APN |
|
| Building Area | 8,285 sqft Adjusted Area |
|---|---|
| Gross Area | 7,478 sqft |
| 1st Floor Area | 7,478 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Lot Area | 33,500 sqft |
| Lot Dimensions | 125 ft deep x 268 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 084877 |
|---|---|
| Street Address | 124 MAIN ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-4303 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | PATIO 44- BEG AT INTER OF W MAR OF ELMER ST & SLY MAR OF WATER ST S ALONG ELMER ST 261.1 FT W 124.6 FT TO E MAR OF MAIN ST N |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Block | 99 |
| Legal Lot Number | 1-4 5 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 3600 |
124 Main St, a commercial property, is owned by a company that acquired it in April 2016.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 TITUS BLVD, HATTIESBURG, MS 39402-6500 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2016 |
| Deed Sale | Apr 15, 2016 |
| Deed Document Number | 2016-0000848-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 124 MAIN ST, BILOXI, MS 39530-4303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210002165TJ2 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-0002165-T-J2 |
| Name | FIRST NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 5, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 124 Main St was $21,672, up 6.4% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,672.00 (+6.37%) | $193,899 | $1,292,658 Land $249,240 Building $1,043,418 |
| 2024 | $20,375.00 (+0.91%) | ||
| 2023 | $20,191.00 | $183,941 | $1,226,272 Land $249,240 Building $977,032 |
| 2022 | $20,191.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 162 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 206 units insured incl. 44 condo units |
| Nearby Flood Claims | 179 (1978–2021) |
| Claims Outside the SFHA | 68 of 179 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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