Essex County and Andover Town property record for 124 Main St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,953 sqft · built 1907 |
| Lot Size | 0.108 acres (4,722 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $445,000 (Aug 2003) |
| Tax Bill | $10,781 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance Dec 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00040 B:00040 L:00000 |
| Primary APN | ANDO M:00040 B:00040 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,953 sqft Living Area |
| Gross Area | 3,803 sqft |
| Basement Area | 857 sqft |
| Unfinished Basement | 857 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,722 sqft (0.108 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 124 MAIN ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 40 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 254200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main Street-Locke listed 1982 · 30 contributing resources · NRIS 82000479 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
124 Main St is owner-occupied and held in a trust since August 2003.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 124 MAIN ST, ANDOVER, MA 01810-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC |
| Dec 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2003 · Amount on File |
| Deed Sale | Aug 27, 2003 · Amount on File |
| Prior Sale | Feb 26, 1999 · Amount on File |
| Transfer Doc | 15321-205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 124 MAIN ST, ANDOVER, MA 01810-3823 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16258-296 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 16258/296 |
| Instrument | 8473 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | May 1, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Dec 6, 2017 |
| Property Address | 124 MAIN ST, ANDOVER, MA 01810-3823 |
| Document Number | 15321-205 |
| Book / Page | 015321 / 000205 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 31899 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 124 MAIN ST ANDOVER MA 018103823, ANDOVER, MA 01810-3823 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 124 Main St was $10,781, up 2.6% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,781.00 (+2.6%) | $863,200 (+5.81%) Land $478,600 Building $384,600 | $888,250 |
| 2024 | $10,508.00 (+2.75%) | $815,800 (+8.96%) Land $475,700 Building $340,100 | |
| 2023 | $10,227.00 | $748,700 Land $440,700 Building $308,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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