124 Maffitt St, Elkton, MD 21921 Property Records

Cecil County property record for 124 Maffitt St, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,520 sqft · built 2017
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Nov 2017)
Tax Bill$3,346 (2026)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-048012

Property Details

APN / Parcel Number

Primary APN03-048012
Alternative APNs
  • 3048012
  • 048012

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,520 sqft Total Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
PorchSlab
Porch Area95 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number048012
Street Address124 MAFFITT ST
CityELKTON
StateMD
Zip21921-5243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 26 - .138 ACRE 124 MAFFITT STREET ELKTON
Legal SubdivisionADELAIDE C MAFFITT
Legal Lot Number26
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group4
Census Block4021
Census Tract30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address124 MAFFITT ST, ELKTON, MD 21921-5243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2017 · Amount on Record
Deed SaleNov 2, 2017 · Amount on Record
Prior SaleMar 13, 2015 · Amount on Record
Deed Book / Page4155 / 256
Prior Transfer DateMay 5, 2015
Prior Transfer Doc0037320050
Record UpdatedOct 29, 2026

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateNov 2, 2017
Property Address124 MAFFITT ST, ELKTON, MD 21921-5243
Document Number0041550256
Book / Page4155 / 256
Map ReferenceLB JAD10 FO350
Instrument DateOct 26, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 MAFFITT ST, ELKTON, MD 21921-5243

Mortgage

Document Number0004155262
DateNov 2, 2017
Instrument4155/262
Lender
NameUNITED STATES DEPARTMENT OF AGRICUL
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term455 Months
DueOct 26, 2055

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,346.00 (+3.82%) Homeowner's exemption$196,767 (+11.02%)$206,000 (+15.54%) Land $48,000 Building $158,000
2025$3,223.00 (+35.25%) Homeowner's exemption
2023$2,383.00$177,233$178,300 Land $48,000 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims48 (1978–2021)
Claims Outside the SFHA27 of 48
Most Recent ClaimSep 2021 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Talkie Communications.

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