Richland County property record for 124 Lucky Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 2009 |
| Lot Size | 0.215 acres (9,399 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,794,656 (Nov 2022) |
| Tax Bill | $6,693 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25911-03-31 |
| Primary APN | 25911-03-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,445 sqft Heated Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,445 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,399 sqft (0.215 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02007214 |
|---|---|
| Street Address | 124 LUCKY CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 230 45.1X132.5X88.9X168 #SU JACOBS CREEK PH13 #PR 1316-3341 |
| Legal Subdivision | JACOBS CREEK |
| Legal Lot Number | 45,230 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11425 |
124 Lucky Ct is owned by a company that bought it in November 2022.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MASSACHUSETTS MUTUAL LIFE INSURANCE CO |
| Nov 15, 2022 | Correction Deed |
| Nov 1, 2022 | Special Warranty Deed, Transfer |
| Dec 20, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Nov 1, 2022 · Amount on File |
| Deed Document Number | 202262967 |
| Deed Book / Page | 2795 / 2022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 124 LUCKY CT, ELGIN, SC 29045-8127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0028883497 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 2888/3497 |
| Instrument | 2023055279 |
| Name | MASSACHUSETTS MUTUAL LIFE INSURANCE CO |
|---|---|
| Type | Insurance Company |
| Address | HARTFORD, CT 06103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 15, 2022 |
| Property Address | 124 LUCKY CT, ELGIN, SC 29045-8127 |
| Document Number | 0027952022 |
| Book / Page | 2795 / 2022 |
| Map Reference | MB 1316 PG 3341 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2022062967 |
| Record Updated | Apr 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3495 PIEDMONT RD NE # 300, 300, ATLANTA, GA 30305-1717 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Nov 1, 2022 |
| Property Address | 124 LUCKY CT, ELGIN, SC 29045-8127 |
| Document Number | 0027922851 |
| Book / Page | 2792 / 2851 |
| Map Reference | MB 1316 PG 3341 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022060918 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $19,851.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3495 PIEDMONT RD NE # 11 # 300 # 11, 11-300, ATLANTA, GA 30305-1975 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 20, 2021 |
| Property Address | 124 LUCKY CT, ELGIN, SC 29045-8127 |
| Document Number | 0026991056 |
| Book / Page | 2699 / 1056 |
| Map Reference | MB 1316 PG 3341 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021084126 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $471.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3495 PIEDMONT RD NE # 300, 300, ATLANTA, GA 30305-1717 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 124 Lucky Ct was $6,693.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,693.00 | $195,600 Land $36,000 Building $159,600 | $195,600 Land $36,000 Building $159,600 |
| 2023 | $7,035.00 | $7,260 | $181,500 |
| 2021 | $1,311.00 | $4,720 | $118,000 Land $31,500 Building $86,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 124 Lucky Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Lucky Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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