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124 Lower St, Valley, AL 36854 Property Records

Chambers County property record for 124 Lower St, Valley, AL 36854

Property Summary

Property TypeSingle Family Home
Details1 ba · 810 sqft · built 1947
Lot Size0.171 acres (7,462 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Feb 2022)
Tax Bill$58 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-18-08-28-2-001-002.000

Property Details

APN / Parcel Number

Primary APN12-18-08-28-2-001-002.000
Alternative APNs
  • 1808282001002000
  • 398575
  • 485740

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area810 sqft Living Area
1st Floor Area810 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,462 sqft (0.171 acres)
Lot Dimensions91 ft deep x 82 ft wide
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number485740
Street Address124 LOWER ST
CityVALLEY
StateAL
Zip36854-5437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 BLOCK 6RIVERDALE MILL VILLAGEM.B. 3 PG. 29IN NW1/4 OF NW1/4.S28 T21N R29ECITY OF VALLEY
Legal Range29
Legal Township21
Legal Section28
Legal Block6
Legal Lot Number20
JurisdictionCHAMBERS AL
Township / Civil DivisionVALLEY
Census Block Group2
Census Block2014
Census Tract954700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Riverview Historic District
listed 1999 · 127 contributing resources · NRIS 99001300

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

124 Lower St is owned and occupied by an individual who bought it in February 2022.

Source: Chambers County records, as of May 12, 2026

Owner of RecordIndividual Name on File
Mailing Address124 LOWER ST, VALLEY, AL 36854-5437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2022 · Amount on File
Deed SaleFeb 23, 2022 · Amount on File
Prior SaleSep 9, 2013 · Amount on File
Deed Document Number20221042
Prior Transfer DateSep 3, 2013
Prior Transfer Doc0020133207
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMBERS AL
Recording DateFeb 23, 2022
Property Address124 LOWER ST, VALLEY, AL 36854-5437
Document Number02022/1042
Book / Page2022 / 1042
Map ReferenceMB 3 PG 29
Instrument DateFeb 22, 2022
Transaction TypeTransfer
Record UpdatedApr 6, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 DILLY HL, 108, LAGRANGE, GA 30240-2612

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address124 LOWER ST, VALLEY, AL 36854-5437

Mortgage

Document Number0020221043
DateFeb 23, 2022
Instrument2022/1043
Lender
NameJASON DRAPER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyChambers County
MunicipalityValley City
Unified School DistrictChambers County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,544 (+99.42%) Land $360 Building $5,184$27,720 (-0.22%) Land $1,800 Building $25,920
2024$58.00$2,780 (-) Land $180 Building $2,600$27,780 (-) Land $1,850 Building $25,930
2023$58.00 (-75.42%) Additional exemption filed$2,780 (-5%) Land $180 Building $2,600$27,780 (-) Land $1,850 Building $25,930
2022$236.00$5,560 Land $380 Building $5,180$27,780 Land $1,850 Building $25,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Lower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Lower St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST ALABAMA, WATER & FIRE PRO DISTRICT
serves 17,532 people · EPA ID AL0000174
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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