Polk County property record for 124 Lk Smart Cir, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,066 sqft Living Area |
| Lot Size | 6,251 sqft (0.144 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $343,100 (2022) |
| Tax Bill | $4,391.00 (2025) |
| Primary APN | 26-28-09-530006-000060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,066 sqft Living Area |
| Gross Area | 2,594 sqft Gross Area |
| 1st Floor Area | 2,066 sqft 1st Floor |
| Stories | 1 Story |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,251 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft Garage |
| Porch | Unfinished Open Porch |
| Porch Area | 188 sqft Porch |
| View / Lot | Commercial/Industrial |
| Street Address | 124 LAKE SMART CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SMART POINTE PB 172 PGS 9-12 LOT 6 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | LAKE SMART POINTE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 13602 |
Source: Polk County records · APN 26-28-09-530006-000060
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 LAKE SMART CIR, WINTER HAVEN, FL 33881-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 26, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP |
| Nov 25, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Deed Document Number | 2022232694 |
| Deed Book / Page | 12394 / 1619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 26, 2022 |
| Property Address | 124 LAKE SMART CIR, WINTER HAVEN, FL 33881-2112 |
| Document Number | 0000232694 |
| Book / Page | 12394 / 1619 |
| Map Reference | MB 172 PG 9-12 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022232694 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,401.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2822 COMMERCE PARK DR STE 100, 100, ORLANDO, FL 32819-8636 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 LAKE SMART CIR, WINTER HAVEN, FL 33881-2112 |
| Document Number | 0123941621 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 12394/1621 |
| Name | RESIDENTIAL ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 25, 2020 |
| Property Address | 124 LAKE SMART CIR, WINTER HAVEN, FL 33881-2112 |
| Document Number | 0114691338 |
| Book / Page | 011469 / 001338 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 253939 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2822 COMMERCE PARK DR #100 ORLANDO FL 328198636, 100, ORLANDO, FL 32819-8636 |
| Investor | Possibly a Property Investor |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,391.00 (-26.74%) | $274,419 (-11.85%) Land $58,000 Building $216,419 | $274,419 (-11.85%) Land $58,000 Building $216,419 |
| 2023 | $5,994.00 (+570.47%) | $311,298 (+576.73%) Land $56,000 Building $255,298 | $311,298 (+576.73%) Land $56,000 Building $255,298 |
| 2022 | $894.00 | $46,000 Land $46,000 | $46,000 Land $46,000 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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