124 Laurel Dr, Whittier, NC 28789 Property Records

Swain County property record for 124 Laurel Dr, Whittier, NC 28789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,764 sqft · built 1980
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Jan 2018)
Tax Bill	$578 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`760100495876`

Property Details

APN / Parcel Number

Primary APN	`760100495876`
Alternative APNs	`538418` `543258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,764 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	543258
Street Address	124 LAUREL DR
City	WHITTIER
State	NC
Zip	28789-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-5820-BIG LAUREL S/D LT 30
Legal Subdivision	BIG LAUREL ACRES
Legal Lot Number	30
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1053
Census Tract	960302

Owner

Source: Swain County records, as of September 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	124 LAUREL DR, WHITTIER, NC 28789-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	201854
Deed Book / Page	455 / 134
Last Transfer Date	Sep 23, 2024
Transfer Doc	000535/589
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAIN NC
Property Address	124 LAUREL DR, WHITTIER, NC 28789-9250
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00456/0557
Date	Mar 13, 2018
Book Page	00456/0557
Instrument	00387

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Jan 11, 2018
Property Address	124 LAUREL DR, WHITTIER, NC 28789-9250
Document Number	00455/0134
Book / Page	00455 / 0134
Map Reference	CAB 1 SL 473B
Instrument Date	Jan 11, 2018
Instrument	00054
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 939, BRYSON CITY, NC 28713-0939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 KERNAN, DALLAS, TX 75227

Tax Assessment & Valuation

Source: Swain County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$578.00 (+10.73%)	$113,080 (-) Land $26,520 Building $86,560	$113,080 (-) Land $26,520 Building $86,560
2023	$522.00 Additional exemption filed	$113,080 Land $26,520 Building $86,560	$113,080 Land $26,520 Building $86,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	24 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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