124 la Costa Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 124 la Costa Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,370 sqft · built 2006
Lot Size	1.18 acres (51,401 sqft)
Owner	Company Name on Record
Last Sale	$910,000 (May 2003)
Tax Bill	$31,117 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`216-030-57-00`

Property Details

APN / Parcel Number

Primary APN	`216-030-57-00`
Alternative APN	`2160511300`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,370 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	51,401 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2160511300
Street Address	124 LA COSTA AVE
City	ENCINITAS
State	CA
Zip	92024-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-R11
Legal Description	SEC 33-12-4W (EX ST)ALL LYING NLY OF D67-15015 IN D47-2787 IN
Legal Range	04W
Legal Township	12
Legal Section	33
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	124 LA COSTA AVE, ENCINITAS, CA 92024-1107
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 8, 2019	Intrafamily Transfer, Transfer · ARM MOVEMENT MORTGAGE
Apr 8, 2019	Quit Claim Deed, Transfer USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO
Apr 8, 2019	Quit Claim Deed, Transfer USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2003 · Amount on Record
Deed Sale	May 19, 2003 · Amount on Record
Prior Sale	May 31, 2001 · Amount on Record
Deed Document Number	2003583568
Last Transfer Date	Nov 2, 2007
Transfer Doc	0000703082
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	124 LA COSTA AVE, ENCINITAS, CA 92024-1107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000185843
Date	Apr 13, 2020
Instrument	2020-0185843

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2019
Property Address	124 LA COSTA AVE, ENCINITAS, CA 92024-1107
Document Number	0000124418
Instrument Date	Apr 3, 2019
Instrument	2019-0124418
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 LA COSTA AVE, ENCINITAS, CA 92024-1107

Mortgage

Document Number	0000124419
Date	Apr 8, 2019
Instrument	2019-0124419

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2019
Property Address	124 LA COSTA AVE, ENCINITAS, CA 92024-1107
Document Number	0000124420
Instrument Date	Apr 3, 2019
Instrument	124420
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	124 LA COSTA AVE ENCINITAS CA 920241107, ENCINITAS, CA 92024-1107

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2019
Property Address	124 LA COSTA AVE, ENCINITAS, CA 92024-1107
Document Number	0000124417
Instrument Date	Apr 3, 2019
Instrument	124417
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	USA NATIONAL TITLE COMPANY, USA NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	124 LA COSTA AVE ENCINITAS CA 920241107, ENCINITAS, CA 92024-1107

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,895,757 (+2%) Land $1,369,426 Building $1,526,331
2025	$31,117.00 (+6.43%) Homeowner's exemption	$2,838,978 (+4.04%) Land $1,342,575 Building $1,496,403
2023	$29,238.00 (+2.14%) Homeowner's exemption	$2,728,739 Land $1,290,442 Building $1,438,297
2022	$28,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ting.

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