Surry County property record for 124 Key St, Pilot Mountain, NC 27041
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,496 sqft · built 1974 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,050 (2026) |
| Deeds & Mortgages | May 2021 Refinance May 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5957-00-82-5268 |
| Primary APN | 5957-00-82-5268 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,496 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,496 sqft |
| Unfinished Basement | 1,496 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 25,003 sqft (0.574 acres) |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 100005152 |
|---|---|
| Street Address | 124 KEY ST |
| City | PILOT MOUNTAIN |
| State | NC |
| Zip | 27041-7128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | KEY ST |
| Legal Subdivision | PILOT - RURAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | PILOT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 930102 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 KEY ST, PILOT MOUNTAIN, NC 27041-7128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION |
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION |
| Oct 22, 2018 | Deed of Trust, Mortgage FIRST CITIZEN B&T CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 124 KEY ST, PILOT MOUNTAIN, NC 27041-7128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1762/220 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 1762/220 |
| Instrument | 684174 |
| Name | ALLEGACY FEDERAL CREDIT UNTION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 124 KEY ST, PILOT MOUNTAIN, NC 27041-7128 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1762/227 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 1762/227 |
| Instrument | 684175 |
| Name | ALLEGACY FEDERAL CREDIT UNTION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 124 KEY ST, PILOT MOUNTAIN, NC 27041-7128 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001649/0000000123 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 0000001649/0000000123 |
| Instrument | 000000658366 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Amount | Amount Recorded |
|---|
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,050.00 (+6.38%) | $140,250 (-17.86%) Land $14,000 Building $126,250 | $140,250 (-17.86%) Land $14,000 Building $126,250 |
| 2025 | $987.00 (+411.4%) | $170,740 (+21.74%) Land $15,000 Building $155,740 | $170,740 (+21.74%) Land $15,000 Building $155,740 |
| 2023 | $193.00 | $140,250 Land $14,000 Building $126,250 | $140,250 Land $14,000 Building $126,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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