124 Kelso Ln, Royal, AR 71968 Property Records

Garland County property record for 124 Kelso Ln, Royal, AR 71968

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,430 sqft · built 2011
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Apr 2006)
Tax Bill	$614 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`100-21739-000`

Property Details

APN / Parcel Number

Primary APN	`100-21739-000`
Alternative APNs	`852809.0` `13839`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Driveway	Asphalt Driveway
Driveway Area	330 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Deck Area	40 sqft
Patio Area	768 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	124 KELSO LN
City	ROYAL
State	AR
Zip	71968-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE SE
Legal Range	22W
Legal Township	02S
Legal Section	27
Legal Subdivision	27-2S-22
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	2
Census Block	2029
Census Tract	10302

Owner

124 Kelso Ln is owned and occupied by two individuals who acquired it in May 2021.

Source: Garland County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 155, ROYAL, AR 71968-0155
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 14, 2021	Intrafamily Transfer, Transfer GRAND COUNTY TITLE, GARLAND COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2006 · Amount on File
Deed Sale	Apr 7, 2006 · Amount on File
Deed Book / Page	2679 / 939
Last Transfer Date	May 13, 2021
Transfer Doc	0042980799
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	124 KELSO LN, ROYAL, AR 71968-9701
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 KELSO LN, ROYAL, AR 71968-9701

Mortgage

Document Number	0048520465
Date	Mar 16, 2026
Book Page	4852/465

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	May 14, 2021
Property Address	124 KELSO LN, ROYAL, AR 71968-9701
Document Number	0042980799
Book / Page	4298 / 799
Instrument Date	May 13, 2021
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	GRAND COUNTY TITLE, GARLAND COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 155, ROYAL, AR 71968-0155

Tax Assessment & Valuation

The 2025 property tax bill for 124 Kelso Ln was $614 with a homeowner's exemption.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$614.00 Homeowner's exemption	$44,470 Land $3,100 Building $41,370
2023	$715.00 Homeowner's exemption	$44,470 Land $3,100 Building $41,370	$222,350 Land $15,500 Building $206,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Kelso Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Kelso Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Kelso Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures