124 Jefferson St, Reading, PA 19601 Property Records

Berks County property record for 124 Jefferson St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 898 sqft · built 1905
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Tax Bill	$479 (2026)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-73-51-4488`

Property Details

APN / Parcel Number

Primary APN	`5307-73-51-4488`
Alternative APNs	`06-5307-73-51-4488` `6434975` `434975`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	898 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6434975
Street Address	124 JEFFERSON ST
City	READING
State	PA
Zip	19601-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	3
Census Block	3010
Census Tract	2500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 JEFFERSON ST, READING, PA 19601-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2024
Deed Sale	Jul 2, 2024
Deed Document Number	202419493
Prior Transfer Date	Jun 20, 2024
Prior Transfer Doc	0000019493
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 6, 2026
Property Address	124 JEFFERSON ST, READING, PA 19601-2917
Document Number	0000013996
Instrument Date	Apr 22, 2026
Instrument	202613996
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	124 JEFFERSON ST, READING, PA 19601-2917

Mortgage

Document Number	0000013996,
Date	May 6, 2026
Instrument	202613996

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	124 JEFFERSON ST, READING, PA 19601-2917
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 JEFFERSON ST, READING, PA 19601-2917

Mortgage

Document Number	0000029719
Date	Jul 22, 2022
Instrument	2022029719

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	READING, PA 19607

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 7, 2037

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Feb 8, 2018
Property Address	124 JEFFERSON ST, READING, PA 19601-2917
Document Number	0000004459
Instrument Date	Sep 20, 2017
Instrument	4459
Transaction Type	Transfer
Record Updated	Feb 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 JEFFERSON ST READING PA 196012917, READING, PA 19601-2917

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$479.00 (+3.9%) Homeowner's exemption	$17,000 (-) Land $4,900 Building $12,100	$4,900 (-) Land $4,900
2025	$461.00 (+2.44%)	$17,000 (-) Land $4,900 Building $12,100	$4,900 (-71.18%) Land $4,900
2024	$450.00	$17,000 Land $4,900 Building $12,100
1994			$17,000 Land $4,900 Building $12,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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