124 James Ln, Inez, KY 41224 Property Records

Martin County property record for 124 James Ln, Inez, KY 41224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,200 sqft · built 2000
Lot Size	31.5 acres (1,372,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2013)
Tax Bill	$1,637 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-00-00-162.00`

Property Details

APN / Parcel Number

Primary APN	`028-00-00-162.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,372,140 sqft (31.5 acres)
Porch	Porch
Porch Area	614 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	124 JAMES LN
City	INEZ
State	KY
Zip	41224-8795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31.5 ACRES & IMP
Jurisdiction	MARTIN KY
Township / Civil Division	INEZ
Census Block Group	1
Census Block	1012
Census Tract	950201

Owner

Source: Martin County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 JAMES LN, INEZ, KY 41224-8795
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2013 · Amount on Record
Deed Sale	Oct 1, 2013 · Amount on Record
Deed Document Number	0000184562
Prior Transfer Date	Aug 9, 2005
Prior Transfer Doc	0000015933
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN KY
Property Address	124 JAMES LN, INEZ, KY 41224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M159/201
Date	Oct 30, 2020
Book Page	M159/201
Instrument	93852

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2045

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,637.00 (+0.61%)	$140,000 (-) Land $42,000 Building $98,000	$140,000 (-) Land $42,000 Building $98,000
2023	$1,627.00	$140,000 Land $42,000 Building $98,000	$140,000 Land $42,000 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	20 (2004–2025)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 3 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 8 claims Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER DISTRICT #1 serves 9,003 people · EPA ID KY0800273
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2023 Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30