124 Istoria Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 124 Istoria Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,501 sqft · built 2006
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Company Names on Record
Last Sale	$1,000,000 (Sep 2026)
Tax Bill	$6,279 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074661-0360`

Property Details

APN / Parcel Number

Primary APN	`074661-0360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,501 sqft Living Area
Gross Area	4,053 sqft
1st Floor Area	2,369 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	775 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 ISTORIA DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	55/33-36 ISTORIA LOT 36 OR4818/1697
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	ISTORIA
Legal Block	2
Legal Lot Number	36
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2001
Census Tract	20606

Owner

Source: St. Johns County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	124 ISTORIA DR, SAINT AUGUSTINE, FL 32095-8012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 24, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	202674854
Deed Book / Page	6429 / 1323
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 1, 2026
Property Address	124 ISTORIA DR, SAINT AUGUSTINE, FL 32095-8012
Document Number	0000074854
Book / Page	6429 / 1323
Instrument Date	Aug 28, 2026
Instrument	202674854
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$707,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	124 ISTORIA DR, SAINT AUGUSTINE, FL 32095-8012

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	124 ISTORIA DR, SAINT AUGUSTINE, FL 32095-8012
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ISTORIA DR, SAINT AUGUSTINE, FL 32095-8012

Mortgage

Document Number	0050951927
Date	Nov 10, 2020
Book Page	5095/1927
Instrument	2020101764

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 24, 2019
Property Address	124 ISTORIA DR, SAINT AUGUSTINE, FL 32095-8012
Document Number	0048181697
Book / Page	004818 / 001697
Instrument Date	Oct 23, 2019
Instrument	79369
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1216 REDCLIFFE LN ST AUGUSTINE FL 320958430, ST AUGUSTINE, FL 32095-8430

Mortgage

Document Number	48181699
Date	Oct 24, 2019
Book Page	004818/001699
Instrument	79370

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$491,291 (+2.7%)	$716,499 (-10.61%) Land $165,500 Building $550,999
2025	$6,279.00 (+11.85%) Homeowner's exemption	$478,375 (+2.9%)	$801,498 (+12.59%) Land $165,500 Building $635,998
2024	$5,614.00 (+1.94%) Homeowner's exemption	$464,893 (+3%)	$711,862 (-6.19%) Land $150,000 Building $561,862
2023	$5,507.00 (+2.67%) Homeowner's exemption	$451,352 (+3%)	$758,823 (+7.85%) Land $150,000 Building $608,823
2022	$5,364.00 Homeowner's exemption	$438,206	$703,592 Land $128,800 Building $574,792

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	350 units insured incl. 98 condo units
Nearby Flood Claims	17 (2012–2024)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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