124 Hughes Rd, Benton, KY 42025 Property Records

Marshall County property record for 124 Hughes Rd, Benton, KY 42025

Property Summary

Property Type	Single Family Home
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Nov 2025)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78-00-00-127`

Property Details

APN / Parcel Number

Primary APN	`78-00-00-127`
Alternative APNs	`1005270` `1093460`

Exterior

Lot Area	88,427 sqft (2.03 acres)

Location & Zoning

Account Number	1093460
Street Address	124 HUGHES RD
City	BENTON
State	KY
Zip	42025-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHARLES E AND HAROLD E PICKERING
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	1
Census Block	1024
Census Tract	950603

Owner

Source: Marshall County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 HUGHES RD, BENTON, KY 42025-6351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 21, 2022	Deed of Trust, Mortgage FNB BANK NA
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FNB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2025
Deed Book / Page	528 / 688
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	124 HUGHES RD, BENTON, KY 42025-6351
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 MERRYWOOD DR, BENTON, KY 42025-7642

Mortgage

Document Number	MTG1096/299
Date	Nov 13, 2025
Book Page	MTG1096/299
Instrument	1129928

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL KY
Recording Date	Jul 13, 2022
Property Address	124 HUGHES RD, BENTON, KY 42025-6351
Document Number	000498/325
Book / Page	498 / 325
Instrument Date	Jul 7, 2022
Instrument	1080592
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 KAITLYN LN N, 200, MURRAY, KY 42071-7994

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	124 HUGHES RD, BENTON, KY 42025-6351

Mortgage

Document Number	0001080598
Date	Jul 13, 2022
Instrument	1080598

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	124 HUGHES RD, BENTON, KY 42025-6351
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HUGHES RD, BENTON, KY 42025-6351

Mortgage

Document Number	MTG1004/242
Date	Mar 21, 2022
Book Page	MTG 1004/242
Instrument	1078483

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 15, 2023

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL KY
Property Address	124 HUGHES RD, BENTON, KY 42025-6351
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG887/513
Date	Jul 31, 2018
Book Page	MTG 887/513
Instrument	1018368

Lender

Name	FNB BANK NA
Type	Bank
Address	MAYFIELD, KY 42066

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00 (-5.49%) Homeowner's exemption	$440,000 (-) Land $25,000 Building $415,000	$440,000 (+29.45%) Land $25,000 Building $415,000
2023	$4,078.00	$440,000
2022			$339,908 Land $20,000 Building $319,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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