124 Howard St, Laurel, DE 19956 Property Records

Sussex County property record for 124 Howard St, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,120 sqft · built 2024
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2024)
Tax Bill	$832 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432-8.05-1.02`

Property Details

APN / Parcel Number

Primary APN	`432-8.05-1.02`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.138 acres)
Porch	Slab
Porch Area	100 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 HOWARD ST
City	LAUREL
State	DE
Zip	19956-1395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	NW/HOWARD ST LOT 2
Legal Subdivision	HOWARD ST
Legal Lot Number	2
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	3
Census Block	3007
Census Tract	51802

Owner

Source: Sussex County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	124 HOWARD ST, LAUREL, DE 19956-1395
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2023	Deed of Trust, Mortgage DELAWARE STATE HOUSING AUTHORITY
Aug 4, 2023	Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2024 · Amount on Record
Deed Sale	Aug 12, 2024 · Amount on Record
Prior Sale	Aug 4, 2023 · Amount on Record
Deed Document Number	202427919
Deed Book / Page	6151 / 49
Last Transfer Date	Aug 27, 2024
Transfer Doc	0061620081
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	124 HOWARD ST, LAUREL, DE 19956-1395
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0219110099
Date	Aug 4, 2023
Book Page	21911/99
Instrument	2023000027549

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 4, 2023
Property Address	124 HOWARD ST, LAUREL, DE 19956-1395
Document Number	0059510309
Book / Page	5951 / 309
Map Reference	MB 328 PG 82
Instrument Date	Aug 1, 2023
Instrument	2023000027547
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	124 HOWARD ST, LAUREL, DE 19956-1395

Mortgage

Document Number	2023000027548
Date	Aug 4, 2023
Instrument	2023000027548

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Mortgage

Document Number	0219110099
Date	Aug 4, 2023
Book Page	21911/99
Instrument	2023000027549

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Laurel Town
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$832.00 (+3,1%)	$1,700 (-) Land $1,700	$236,300 (+26,155.56%) Land $28,000 Building $208,300
2023	$26.00	$1,700 Land $1,700	$900 Land $900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER DEPARTMENT serves 3,984 people · EPA ID DE0000597
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ALTIUS Communications.

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