124 Horton Ln, Ramer, TN 38367 Property Records

McNairy County property record for 124 Horton Ln, Ramer, TN 38367

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,920 sqft · built 1976
Lot Size	2.05 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,400 (Oct 2018)
Tax Bill	$425 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055108 01002`

Property Details

APN / Parcel Number

Primary APN	`055108 01002`
Alternative APN	`108 01002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	89,734 sqft (2.05 acres)
Lot Dimensions	300 ft deep x 154 ft wide
Terrain	Rolling
Garage Type	Unfinished
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft
Utility Building	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	124 HORTON LN
City	RAMER
State	TN
Zip	38367-5443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	MCNAIRY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1063
Census Tract	930501

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 HORTON LN, RAMER, TN 38367-5443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 17, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/MS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on Record
Deed Sale	Oct 11, 2018 · Amount on Record
Deed Document Number	0000248157
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	124 HORTON LN, RAMER, TN 38367-5443
Document Number	0000117387
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HORTON LN RAMER TN 383675443, RAMER, TN 38367-5443

Mortgage

Document Number	0000117387
Date	Sep 16, 2020
Instrument	117387

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	124 HORTON LN, RAMER, TN 38367-5443
Document Number	4312956
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	124 HORTON LN RAMER TN 383675443, RAMER, TN 38367-5443

Mortgage

Document Number	4312956
Date	Dec 27, 2019
Book Page	000431/002956
Instrument	114118

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	124 HORTON LN, RAMER, TN 38367-5443
Document Number	42716
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 GRAVEL HILL RD RAMER TN 383675141, RAMER, TN 38367-5141

Mortgage

Document Number	42716
Date	Jun 27, 2018
Book Page	000427/000016
Instrument	107953

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 26, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$425.00	$26,975 (-) Land $1,425 Building $25,550
2023		$26,975 Land $1,425 Building $25,550
2022	$425.00		$107,900 Land $5,700 Building $102,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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