124 Hope Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 124 Hope Dr, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1983
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Jun 2021)
Tax Bill	$10,404 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-263-19`

Property Details

APN / Parcel Number

Primary APN	`016-263-19`
Alternative APN	`016-263-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,100 sqft Living Area
Gross Area	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 HOPE DR
City	WATSONVILLE
State	CA
Zip	95076-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT 805 MARANATHA MEADOWS
Legal Lot Number	26
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1005
Census Tract	110506

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 HOPE DR, WATSONVILLE, CA 95076-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 8, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 16, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Apr 6, 1999 · Amount on Record
Deed Document Number	202133057
Prior Transfer Date	Feb 22, 2007
Prior Transfer Doc	0000011836
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 22, 2026
Property Address	124 HOPE DR, WATSONVILLE, CA 95076-3043
Document Number	0000014021
Instrument Date	Jun 16, 2026
Instrument	202614021
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HOPE DR, WATSONVILLE, CA 95076-3043

Mortgage

Document Number	0000014021,
Date	Jun 22, 2026
Instrument	202614021

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	124 HOPE DR, WATSONVILLE, CA 95076-3043
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HOPE DR, WATSONVILLE, CA 95076-3043

Mortgage

Document Number	0000011350
Date	Apr 8, 2022
Instrument	2022-0011350

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 16, 2021
Property Address	124 HOPE DR, WATSONVILLE, CA 95076-3043
Document Number	0000033057
Map Reference	MB 69 PG 1
Instrument Date	Jun 8, 2021
Instrument	2021-0033057
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$836.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HOPE DR, CORRALITOS, CA 95076-3043

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$839,101 (+2%) Land $570,589 Building $268,512
2025	$10,404.00 (+12.83%) Homeowner's exemption	$822,649 (+4.04%) Land $559,401 Building $263,248
2023	$9,221.00 (+1.78%) Homeowner's exemption	$790,704 Land $537,679 Building $253,025	$796,320
2022	$9,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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