124 Hope Dr, Daphne, AL 36526 Property Records

Baldwin County property record for 124 Hope Dr, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,787 sqft · built 1986
Lot Size	0.243 acres (10,584 sqft)
Owner	Individual Name on File
Last Sale	$197,000 (May 2017)
Tax Bill	$1,362 (2026)
Deeds & Mortgages	Nov 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-02-04-0-005-134`

Property Details

APN / Parcel Number

Primary APN	`43-02-04-0-005-134`
Alternative APNs	`338231` `97966`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,787 sqft Heated Area
1st Floor Area	1,211 sqft
Upper Floors Area	576 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2014
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,584 sqft (0.243 acres)
Lot Dimensions	126 ft deep x 84 ft wide

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,100 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	338231
Street Address	124 HOPE DR
City	DAPHNE
State	AL
Zip	36526-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	84' X 126' LOT 184 UNIT 18 LAKE FOREST SUB PB7 PG155 IN THECITY OF DAPHNE SEC 4-T5S-R2E (WD-SURVIVORSHIP)
Legal Subdivision	LAKE FOREST
Legal Block	U-18
Legal Lot Number	184
Legal Unit	18
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1040
Census Tract	10704

Owner

124 Hope Dr is owned and occupied by an individual who bought it in May 2017.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 HOPE DR, DAPHNE, AL 36526-7824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
May 2, 2017	Grant Deed, Transfer · Conventional with PMI HOME MTG/AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	Jun 14, 2010 · Amount on File
Deed Document Number	20171630636
Prior Transfer Date	Nov 9, 2009
Prior Transfer Doc	0001211634
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	124 HOPE DR, DAPHNE, AL 36526-7824
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001868654
Date	Nov 4, 2020
Instrument	1868654

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	May 2, 2017
Property Address	124 HOPE DR, DAPHNE, AL 36526-7824
Document Number	0001630636
Instrument Date	Apr 28, 2017
Instrument	1630636
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	124 HOPE DR DAPHNE AL 365267824, DAPHNE, AL 36526-7824

Mortgage

Document Number	1630637
Date	May 2, 2017
Instrument	1630637

Lender

Name	HOME MTG/AMERICA
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 124 Hope Dr was $1,362 with a homeowner's exemption, down 0.9% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,362.00 (-0.95%) Homeowner's exemption
2025	$1,375.00	$30,880 Land $1,620 Building $29,260	$308,500 Land $16,100 Building $292,400
2023	$1,162.00 (+17.85%) Homeowner's exemption	$26,240 (+9.42%)	$262,300 (+9.47%) Land $16,800 Building $245,500
2022	$986.00 (+9.56%) Homeowner's exemption	$23,980	$239,600 Land $16,500 Building $223,100
2021	$900.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 124 Hope Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	65 (1981–2025)
Claims Outside the SFHA	27 of 65
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 15 claims Severe Storms, Flooding, Tornadoes & Straight-line, Mar 2009 · 11 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Hope Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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