124 Hillcrest Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 124 Hillcrest Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,182 sqft · built 1965
Lot Size	0.206 acres (8,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,900 (May 2017)
Tax Bill	$5,497 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-27-332-009`

Property Details

APN / Parcel Number

Primary APN	`19-27-332-009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	1,182 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	8,971 sqft (0.206 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	124 HILLCREST DR
City	ALGONQUIN
State	IL
Zip	60102-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0016100 LT 5 ARROWHEAD HILLS
Legal Subdivision	ARROWHEAD HILLS
Legal Block	332
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1040
Census Tract	871311

Owner

Source: McHenry County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 HILLCREST DR, ALGONQUIN, IL 60102-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 5, 2017	Warranty Deed, Transfer · FHA Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Mar 20, 2002 · Amount on Record
Deed Document Number	201716100
Prior Transfer Date	Feb 13, 2008
Prior Transfer Doc	0000009574
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jul 8, 2026
Property Address	124 HILLCREST DR, ALGONQUIN, IL 60102-2222
Document Number	0000019421
Instrument Date	Jun 15, 2026
Instrument	202619421
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HILLCREST DR, ALGONQUIN, IL 60102-2222

Mortgage

Document Number	0000019421,
Date	Jul 8, 2026
Instrument	202619421

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.36%
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 5, 2017
Property Address	124 HILLCREST DR, ALGONQUIN, IL 60102-2222
Document Number	0000016100
Instrument Date	Mar 31, 2017
Instrument	16100
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HILLCREST DR ALGONQUIN IL 601022222, ALGONQUIN, IL 60102-2222

Mortgage

Document Number	16101
Date	May 5, 2017
Instrument	16101

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33409

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,497.00	$78,271 (+24.26%) Land $20,806 Building $57,465	$234,813 (+24.26%) Land $62,418 Building $172,395
2022	Homeowner's exemption	$62,989 Land $19,398 Building $43,591	$188,967 Land $58,194 Building $130,773

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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