124 Hill Rd, Baldwin, GA 30511 Property Records

Banks County property record for 124 Hill Rd, Baldwin, GA 30511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,459 sqft · built 1992
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,000 (Dec 2015)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B46 042`

Property Details

APN / Parcel Number

Primary APN	`B46 042`
Alternative APN	`2075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,459 sqft Heated Area
1st Floor Area	2,027 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,186 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Area	460 sqft

Exterior Amenities

Pool Area	576 sqft
Pool House	520 sqft
Porch	Slab
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	631 sqft
Utility Building	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	2075
Street Address	124 HILL RD
City	BALDWIN
State	GA
Zip	30511-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	PB14-28 TR 3
Legal Subdivision	00900-NORTHERN BANKS AREA 6000
Legal Tract	3
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3034
Census Tract	970100

Owner

Source: Banks County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 HILL RD, BALDWIN, GA 30511-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OZK
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2015 · Amount on Record
Deed Sale	Dec 31, 2015 · Amount on Record
Deed Document Number	2015818
Deed Book / Page	420 / 144
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	124 HILL RD, BALDWIN, GA 30511-3709
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HILL RD, BALDWIN, GA 30511-3709

Mortgage

Document Number	0000000533/0000000783
Date	Sep 15, 2022
Book Page	0000000533/0000000783

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	124 HILL RD, BALDWIN, GA 30511-3709
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HILL RD, BALDWIN, GA 30511-3709

Mortgage

Document Number	0000000504/0000000738
Date	May 24, 2021
Book Page	0000000504/0000000738

Lender

Name	BANK OZK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	124 HILL RD, BALDWIN, GA 30511-3709
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HILL RD, BALDWIN, GA 30511-3709

Mortgage

Document Number	0000000501/0000000773
Date	Apr 9, 2021
Book Page	0000000501/0000000773

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	124 HILL RD, BALDWIN, GA 30511-3709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HILL RD, BALDWIN, GA 30511-3709

Mortgage

Document Number	0000000482/0000000048
Date	May 14, 2020
Book Page	0000000482/0000000048

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,964.00 (-0.77%) Homeowner's exemption	$168,308 (+9.56%) Land $17,738 Building $150,570	$420,768 (+9.56%) Land $44,344 Building $376,424
2024	$2,987.00 (+45.07%) Homeowner's exemption	$153,626 (+26.79%) Land $11,314 Building $142,312	$384,067 (+26.79%) Land $28,286 Building $355,781
2023	$2,059.00 (-3.87%) Homeowner's exemption	$121,165 (+16.55%) Land $12,586 Building $108,579	$302,913 (+16.55%) Land $31,466 Building $271,447
2022	$2,142.00 Homeowner's exemption	$103,962 Land $10,333 Building $93,629	$259,904 Land $25,832 Building $234,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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