124 Henderson Rd, Henderson, MD 21640 Property Records

Caroline County property record for 124 Henderson Rd, Henderson, MD 21640

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,404 sqft · built 1957
Lot Size	0.522 acres (22,742 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jan 2022)
Tax Bill	$2,697 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-007513`

Property Details

APN / Parcel Number

Primary APN	`01-007513`
Alternative APNs	`1007513` `007513`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,404 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,742 sqft (0.522 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	007513
Street Address	124 HENDERSON RD
City	HENDERSON
State	MD
Zip	21640-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22742 SQ FT W/S MD 311 HENDERSON
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	2
Census Block	2004
Census Tract	955000

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 HENDERSON RD, HENDERSON, MD 21640-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Feb 16, 1994 · Amount on Record
Deed Book / Page	1552 / 395
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 26, 2022
Property Address	124 HENDERSON RD, HENDERSON, MD 21640-1659
Document Number	0015520395
Book / Page	1552 / 395
Map Reference	FILE 14 PL 893
Instrument Date	Dec 20, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	INDEPENDENT TITLE, INDEPENDENT T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	124 HENDERSON RD, HENDERSON, MD 21640-1659

Mortgage

Document Number	0001552403
Date	Jan 26, 2022
Instrument	1552/403

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Henderson Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,697.00 (+6.6%)	$173,800 (+24.26%)	$186,600 (+25.91%) Land $59,300 Building $127,300
2025	$2,530.00 (+15.1%)
2023	$2,198.00	$139,867	$148,200 Land $53,400 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HENDERSON private · serves 156 people · EPA ID MD0050008
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Choptank Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Henderson Rd

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