124 Headley Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 124 Headley Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1944
Lot Size	0.124 acres (5,383 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Aug 2015)
Tax Bill	$10,752 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-04109-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-04109-0000-00010`
Alternative APN	`190410900010`

Interior

Stories	1 Story

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,383 sqft (0.124 acres)
Lot Dimensions	107 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	124 HEADLEY TER
City	UNION
State	NJ
Zip	07083-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4109
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1007
Census Tract	33000

Owner

124 Headley Ter is owned and occupied by two individuals who bought it in August 2015.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	124 HEADLEY TER, UNION, NJ 07083-6922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 21, 2017	Grant Deed, Transfer · FHA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2015 · Amount on File
Deed Sale	Aug 3, 2015 · Amount on File
Deed Document Number	2015263950
Deed Book / Page	6072 / 445
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	124 HEADLEY TER, UNION, NJ 07083-6922
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149242696
Date	Mar 31, 2021
Book Page	14924/2696
Instrument	8363

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Nov 1, 2045

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 21, 2017
Property Address	124 HEADLEY TER, UNION, NJ 07083-6922
Document Number	0062090541
Book / Page	006209 / 000541
Instrument Date	Jul 28, 2017
Instrument	290234
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250-252 ORCHARD ST ELIZABETH NJ 072081649, ELIZABETH, NJ 07208-1649

Mortgage

Document Number	143200406
Date	Aug 21, 2017
Book Page	014320/000406
Instrument	645077

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 124 Headley Ter was $10,752, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,100 (-) Land $21,500 Building $24,600	$46,100 (-) Land $21,500 Building $24,600
2025	$10,752.00 (+4.36%)	$46,100 Land $21,500 Building $24,600	$46,100 Land $21,500 Building $24,600
2024	$10,303.00
2023		$46,100 Land $21,500 Building $24,600	$46,100 Land $21,500 Building $24,600
2022	$9,642.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 124 Headley Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2007)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 Headley Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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