124 Hard Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 124 Hard Dr, Lancaster, KY 40444

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,500 (Apr 2023)
Tax Bill	$257 (2025)
Deeds & Mortgages	May 2023 Sale Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06C-03-017`

Property Details

APN / Parcel Number

Primary APN	`06C-03-017`
Alternative APNs	`22295` `24920`

Exterior

Lot Area	60,113 sqft (1.38 acres)

Location & Zoning

Account Number	24920
Street Address	HARD DR
City	LANCASTER
State	KY
Zip	40444
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 16 1.38 AC
Legal Subdivision	LAKE VALLEY
Legal Lot Number	16
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1002
Census Tract	970102

Owner

Source: Garrard County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 EASY ST, LANCASTER, KY 40444-8501
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed, Transfer
Sep 10, 2020	Warranty Deed, Transfer SPRINGDALE TITLE LLC, SPRINGDALE TITLE
Sep 10, 2020	Warranty Deed, Transfer SPRINGDALE TITLE LLC, SPRINGDALE TITLE
Sep 3, 2015	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	2023175186
Deed Book / Page	320 / 646
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	May 11, 2023
Property Address	HARD DR, LANCASTER, KY 40444
Document Number	00D321/104
Book / Page	D321 / 104
Map Reference	DB 320 PG 646
Instrument Date	May 11, 2023
Instrument	175588
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 PUBLIC SQ, LANCASTER, KY 40444-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 EASY ST, LANCASTER, KY 40444-8501

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 10, 2020
Property Address	HARD DR, LANCASTER, KY 40444
Document Number	00D305/290
Book / Page	D305 / 290
Map Reference	DB 280 PG 251
Instrument Date	Sep 1, 2020
Instrument	158692
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	SPRINGDALE TITLE LLC, SPRINGDALE TITLE

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3913 MCGAMY DR, LEXINGTON, KY 40514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HARD DR, LANCASTER, KY 40444-8503

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 10, 2020
Property Address	HARD DR, LANCASTER, KY 40444
Document Number	00D305/290
Book / Page	D305 / 290
Map Reference	DB 280 PG 251
Instrument Date	Sep 1, 2020
Instrument	158692
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SPRINGDALE TITLE LLC, SPRINGDALE TITLE

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3913 MCGAMY DR, LEXINGTON, KY 40514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HARD DR, LANCASTER, KY 40444-8503

September 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Sep 3, 2015
Property Address	HARD DR, LANCASTER, KY 40444
Document Number	00D280/251
Book / Page	D280 / 251
Map Reference	PL CAB 2 SL 629
Instrument Date	Aug 31, 2015
Instrument	126594
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$19.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1716, DANVILLE, KY 40423-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 HARD DR, LANCASTER, KY 40444-8503

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$257.00 (-0.39%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2024	$258.00 (-3.01%)	$25,000 (-) Land $25,000	$25,000 (-) Land $25,000
2023	$266.00 (+51.14%)	$25,000 (+52.44%) Land $25,000	$25,000 (+52.44%) Land $25,000
2022	$176.00	$16,400 Land $16,400	$16,400 Land $16,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
kywimax Fixed Wireless · not low latency	25 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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