124 Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 124 Hammaker St, Thurmont, MD 21788

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,200 sqft · built 1986
Lot Size	0.139 acres (6,053 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2010)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15-345462`

Property Details

APN / Parcel Number

Primary APN	`15-345462`
Alternative APN	`345462`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	600 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,053 sqft (0.139 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	345462
Street Address	124 HAMMAKER ST
City	THURMONT
State	MD
Zip	21788
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LOT 12 BLK A SEC 2 6053 SQUARE FEET EAST END THURMONT
Legal Subdivision	EAST END THURMONT
Legal Block	A
Legal Lot Number	12
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3002
Census Tract	753002

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 W HAMMAKER ST, THURMONT, MD 21788-1765
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2010 · Amount on Record
Deed Sale	Oct 6, 2010 · Amount on Record
Prior Sale	Nov 3, 2004 · Amount on Record
Deed Document Number	20104907
Deed Book / Page	8025 / 349
Last Transfer Date	Aug 3, 2021
Transfer Doc	0155310048
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Dec 1, 2021
Property Address	124 W HAMMAKER ST, THURMONT, MD 21788-1765
Document Number	0155310048
Book / Page	15531 / 48
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W HAMMAKER ST, THURMONT, MD 21788-1765

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,600 (+8.47%) Land $55,000 Building $177,600	$232,600 (-) Land $55,000 Building $177,600
2025	$3,304.00 (+8.72%)	$214,433 (+20.4%)	$232,600 (+30.6%) Land $55,000 Building $177,600
2024	$3,039.00 (+10.67%)
2023	$2,746.00	$178,100 Land $50,000 Building $128,100	$178,100 Land $50,000 Building $128,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20