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124 Granite Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 124 Granite Dr, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,300 sqft · built 1970
Lot Size0.65 acres (28,314 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Sep 2024)
Tax Bill$1,372 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN006385-23-3

Property Details

APN / Parcel Number

Primary APN006385-23-3
Alternative APNs
  • 1001000068000 61761289
  • 100-10-00-068.000
  • 006471223

Interior

Stories1 Story
Building Area1,300 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Lot Area28,314 sqft (0.65 acres)
PorchSlab

Location & Zoning

Street Address124 GRANITE DR
CityGAFFNEY
StateSC
Zip29340-4426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal Description124 GRANTIE DR LT#58,59 0.65AC
Legal SubdivisionL MARION WOODS RLS
Legal Lot Number58,59
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group5
Census Block5020
Census Tract970502

Owner

Source: Cherokee County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address206 MAGNOLIA ST, GAFFNEY, SC 29340-3236
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · VA Mortgage
WINTRUST MORTGAGE
Feb 6, 2019Grant Deed, Transfer · FHA Mortgage
BENCHMARK MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleFeb 6, 2019 · Amount on Record
Deed Document Number20244755
Deed Book / Page176 / 2009
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Property Address124 GRANITE DR, GAFFNEY, SC 29340-4426
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 GRANITE DR, GAFFNEY, SC 29340-4426
InvestorPossibly a Property Investor

Mortgage

Document Number0001952656
DateMar 18, 2026
Book Page195/2656
Instrument2026-1448
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term481 Months
DueApr 1, 2066

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHEROKEE SC
Recording DateFeb 6, 2019
Property Address124 GRANITE DR # 58, 58, GAFFNEY, SC 29340-4426
Document Number0001092909
Book / Page000109 / 002909
Instrument DateFeb 5, 2019
Instrument542
Transaction TypeTransfer
Record UpdatedFeb 26, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 GRANITE DR GAFFNEY SC 293404426, GAFFNEY, SC 29340-4426

Mortgage

Document Number1092911
DateFeb 6, 2019
Book Page000109/002911
Instrument543
Lender
NameBENCHMARK MTG
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,372.00 (+140.7%) Homeowner's exemption$7,470 (+117.15%) Land $800 Building $6,670$186,800 (+117.21%) Land $20,000 Building $166,800
2023$570.00$3,440 Land $400 Building $3,040$86,000 Land $10,000 Building $76,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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