Johnston County property record for 124 Gemith Ct, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,012 sqft · built 2018 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Jul 2018) |
| Tax Bill | $1,994 (2023) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06F04202Y |
| Primary APN | 06F04202Y |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,012 sqft Living Area |
| 1st Floor Area | 857 sqft |
| 2nd Floor Area | 1,155 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000210821 |
|---|---|
| Street Address | 124 GEMITH CT |
| City | CLAYTON |
| State | NC |
| Zip | 27520-3690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 78 RAMSGATE 86/194-195 |
| Legal Subdivision | RAMSGATE SUB |
| Legal Lot Number | 78 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 41106 |
Source: Johnston County records · APN 06F04202Y
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 124 GEMITH CT, CLAYTON, NC 27520-3690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Mar 01, 2018 · Amount on Record |
| Deed Document Number | 0005182328 |
| Deed Book / Page | 5182 / 0328 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 124 GEMITH CT, CLAYTON, NC 27520-3690 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000675057 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 5679/843 |
| Instrument | 2020675057 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 124 GEMITH CT, CLAYTON, NC 27520-3690 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000778758 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 6092/858 |
| Instrument | 2021778758 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 124 GEMITH CT, CLAYTON, NC 27520-3690 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000820189 |
|---|---|
| Date | Jul 25, 2022 |
| Book Page | 6307/924 |
| Instrument | 2022820189 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Johnston County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,994.00 | $254,890 Land $65,000 Building $189,890 | $254,890 Land $65,000 Building $189,890 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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