Flagler County property record for 124 Frontier Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,900 sqft · built 1990 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,515 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00470-0490 |
| Primary APN | 07-11-31-7007-00470-0490 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,001 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 124 FRONTIER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 07 BLOCK 00047 LOT 0049 SUBDIVISION COMPLETION YEAR 1978 OR 117 PG 198 OR 374 PG 717 OR 436 PG 227 OR 1686/967 OR 1711/1143 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 47 |
| Legal Lot Number | 49 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60107 |
124 Frontier Dr is owned and occupied by two individuals who acquired it in March 2021.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Intrafamily Transfer, Transfer · VA Mortgage CONTOUR MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage MR COOPER |
| Dec 14, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 |
| Deed Sale | Mar 25, 2021 |
| Prior Sale | Apr 14, 2009 · Amount on File |
| Deed Document Number | 202115961 |
| Deed Book / Page | 2542 / 1865 |
| Prior Transfer Date | Mar 11, 2021 |
| Prior Transfer Doc | 0025421865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 25, 2021 |
| Property Address | 124 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0025421865 |
| Book / Page | 2542 / 1865 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021015961 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0025421868 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2542/1868 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 124 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0023880493 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 FRONTIER DR PALM COAST FL 321374430, PALM COAST, FL 32137-4430 |
| Document Number | 0023880493 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 002388/000493 |
| Instrument | 36513 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 124 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0023260817 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 FRONTIER DR PALM COAST FL 321374430, PALM COAST, FL 32137-4430 |
| Document Number | 0023260817 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 002326/000817 |
| Instrument | 47626 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2048 |
The 2025 property tax bill for 124 Frontier Dr was $1,515 with a homeowner's exemption, up 3% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,515.00 (+2.99%) Homeowner's exemption | $126,534 | $248,015 Land $58,000 Building $190,015 |
| 2024 | $1,471.00 (+3.59%) | ||
| 2023 | $1,420.00 (+2.01%) Homeowner's exemption | $119,387 (+3%) | $235,619 (+2.27%) Land $47,000 Building $188,619 |
| 2022 | $1,392.00 Homeowner's exemption | $115,910 | $230,386 Land $47,000 Building $183,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Frontier Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Frontier Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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