124 Frederick Dr, Centreville, MD 21617 Property Records

Queen Anne's County property record for 124 Frederick Dr, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 1995
Lot Size	0.345 acres (15,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Mar 2015)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-027783`

Property Details

APN / Parcel Number

Primary APN	`03-027783`
Alternative APNs	`3027783` `027783`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,176 sqft Total Area
Utility Area	528 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,021 sqft (0.345 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	027783
Street Address	124 FREDERICK DR
City	CENTREVILLE
State	MD
Zip	21617-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 15 -PLAT 2 WETHERBEE II
Legal Subdivision	WHETHERBEE II SUBDIVISION
Legal Lot Number	15
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	1
Census Block	1028
Census Tract	810400

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 FREDERICK DR, CENTREVILLE, MD 21617-2094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2017	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2015 · Amount on Record
Deed Sale	Mar 18, 2015 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	2015440241
Deed Book / Page	2386 / 94
Last Transfer Date	Aug 14, 2020
Transfer Doc	0034530076
Record Updated	Oct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 21, 2020
Property Address	124 FREDERICK DR, CENTREVILLE, MD 21617-2094
Document Number	0034530076
Book / Page	3453 / 76
Map Reference	MB 20 FO 32
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CHARTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	124 FREDERICK DR, CENTREVILLE, MD 21617-2094

Mortgage

Document Number	0000345381
Date	Sep 21, 2020
Instrument	3453/81

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	124 FREDERICK DR, CENTREVILLE, MD 21617-2094
Document Number	0027010003
Book / Page	002701 / 000003
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	124 FREDERICK DR CENTREVILLE MD 216172094, CENTREVILLE, MD 21617-2094

Mortgage

Document Number	0027010003
Date	May 24, 2017
Book Page	002701/000003

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Municipality	Centreville Town
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$389,100 (+6.66%)	$413,400 (-) Land $137,500 Building $275,900
2025	$4,913.00 (-2.15%)	$364,800 (+7.29%)	$413,400 (+21.41%) Land $137,500 Building $275,900
2023	$5,021.00	$340,000	$340,500 Land $116,000 Building $224,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTREVILLE serves 3,322 people · EPA ID MD0170001
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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