Bergen County and Waldwick Borough property record for 124 Franklin Tpke, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1955 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Apr 2020) |
| Tax Bill | $10,167 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00104-0000-00023 |
| Primary APN | 64-00104-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Street Address | 124 FRANKLIN TPKE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 50X125 2 LT |
| Legal Block | 104 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 56200 |
124 Franklin Tpke is owned and occupied by two individuals who bought it in April 2020.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 FRANKLIN TPKE, WALDWICK, NJ 07463-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Apr 22, 2020 | Grant Deed, Transfer · Conventional with PMI TIAA FSB |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE HM MTG |
| Apr 18, 2017 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on File |
| Deed Sale | Apr 22, 2020 · Amount on File |
| Prior Sale | Jul 12, 2013 · Amount on File |
| Deed Document Number | 202041898 |
| Deed Book / Page | 3577 / 1890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 124 FRANKLIN TPKE, WALDWICK, NJ 07463-1852 |
| Document Number | 0035771894 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | MEGA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 FRANKLIN TPKE WALDWICK NJ 074631852, WALDWICK, NJ 07463-1852 |
| Document Number | 0035771894 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 003577/001894 |
| Instrument | 20041899 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 22, 2020 |
| Property Address | 124 FRANKLIN TPKE, WALDWICK, NJ 07463-1852 |
| Document Number | 0035771890 |
| Book / Page | 003577 / 001890 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 20041898 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | MEGA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 FRANKLIN TPKE WALDWICK NJ 074631852, WALDWICK, NJ 07463-1852 |
| Document Number | 35771894 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 003577/001894 |
| Instrument | 20041899 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 124 FRANKLIN TPKE, WALDWICK, NJ 07463-1852 |
| Document Number | 0025891468 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 FRANKLIN TPKE WALDWICK NJ 074631852, WALDWICK, NJ 07463-1852 |
| Document Number | 0025891468 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 002589/001468 |
| Name | FIRST ALLIANCE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 18, 2017 |
| Property Address | 124 FRANKLIN TPKE, WALDWICK, NJ 07463-1852 |
| Document Number | 0025891462 |
| Book / Page | 002589 / 001462 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 124 FRANKLIN TPKE WALDWICK NJ 074631852, WALDWICK, NJ 07463-1852 |
The 2025 property tax bill for 124 Franklin Tpke was $10,167, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,000 (-) Land $232,700 Building $210,300 | $443,000 (-) Land $232,700 Building $210,300 | |
| 2025 | $10,167.00 (+3.66%) | $443,000 Land $232,700 Building $210,300 | $443,000 Land $232,700 Building $210,300 |
| 2024 | $9,808.00 | ||
| 2023 | $323,400 Land $191,200 Building $132,200 | $323,400 Land $191,200 Building $132,200 | |
| 2022 | $9,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Franklin Tpke in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 17 (1979–2021) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Franklin Tpke is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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