124 Franklin St, Ottawa, OH 45875 Property Records

Putnam County property record for 124 Franklin St, Ottawa, OH 45875

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,192 sqft
Lot Size	0.223 acres (9,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jul 2020)
Tax Bill	$1,155 (2025)
Deeds & Mortgages	Jan 2024 Construction Loan Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-052100.0000`

Property Details

APN / Parcel Number

Primary APN	`05-052100.0000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,024 sqft
Attic	Attic
Attic Area	672 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,738 sqft (0.223 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	124 FRANKLIN ST
City	OTTAWA
State	OH
Zip	45875-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 00092 & N 1/2 ALLEY NSIDE OF LOT
Legal Subdivision	VILLAGE OF GILBOA
Legal Lot Number	92
Jurisdiction	PUTNAM OH
Township / Civil Division	BLANCHARD
Census Block Group	1
Census Block	1053
Census Tract	30400

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 FRANKLIN ST, OTTAWA, OH 45875-9733
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF PANDORA
Jul 31, 2020	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jan 2, 2003 · Amount on Record
Deed Document Number	20203688
Deed Book / Page	723 / 1068
Prior Transfer Date	Dec 20, 2007
Prior Transfer Doc	00587/1615
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	124 FRANKLIN ST, OTTAWA, OH 45875-9733
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00762/1466
Date	Jan 2, 2024
Book Page	762/1466
Instrument	202400000001

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 29, 2043

Interest

Rate Type	Adjustable Rate

July 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 31, 2020
Property Address	124 FRANKLIN ST, OTTAWA, OH 45875-9733
Document Number	00723/1068
Book / Page	723 / 1068
Instrument Date	Jul 27, 2020
Instrument	202000003688
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	126 FRANKLIN STREET, GILBOA, OH 45875-9733

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Blanchard Township
Municipality	Gilboa Village
Unified School District	Pandora-Gilboa Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,155.00 (-0.17%)	$28,920 (+32.72%) Land $1,940 Building $26,980	$82,630 (-) Land $5,540 Building $77,090
2023	$1,157.00 (-0.09%) Additional exemption filed	$21,790 (-) Land $980 Building $20,810	$82,630 (+32.72%) Land $5,540 Building $77,090
2022	$1,158.00	$21,790 Land $980 Building $20,810
2020			$62,260 Land $2,800 Building $59,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2011)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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