124 Franklin Rd, Longmeadow, MA 01106 Property Records

Hampden County and Longmeadow Town property record for 124 Franklin Rd, Longmeadow, MA 01106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,663 sqft · built 1965
Lot Size	0.555 acres (24,185 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2017)
Tax Bill	$8,783 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LONG M:0333 B:0021 L:0029`

Property Details

APN / Parcel Number

Primary APN	`LONG M:0333 B:0021 L:0029`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,663 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,185 sqft (0.555 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	124 FRANKLIN RD
City	LONGMEADOW
State	MA
Zip	01106-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Block	21
Legal Lot Number	29
Jurisdiction	LONGMEADOW MA
Township / Civil Division	LONGMEADOW
Census Block Group	2
Census Block	2018
Census Tract	813301

Owner

124 Franklin Rd is owned and occupied by an individual who bought it in February 2017.

Source: Hampden County and Longmeadow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 FRANKLIN RD, LONGMEADOW, MA 01106-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit BOSTON FIREFIGHTER CREDIT UNION
Aug 12, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Feb 17, 2017	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on File
Deed Sale	Feb 17, 2017 · Amount on File
Prior Sale	Aug 2, 2012 · Amount on File
Deed Document Number	20178794
Deed Book / Page	21572 / 157
Transfer Doc	019377-305
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONGMEADOW MA
Recording Date	Jun 3, 2026
Property Address	124 FRANKLIN RD, LONGMEADOW, MA 01106-2630
Document Number	026357-269
Book / Page	26357 / 269
Instrument Date	May 29, 2026
Instrument	202624835
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 FRANKLIN RD, LONGMEADOW, MA 01106-2630
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024835,
Date	Jun 3, 2026
Book Page	26357/269
Instrument	202624835

Lender

Name	BOSTON FIREFIGHTER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONGMEADOW MA
Property Address	124 FRANKLIN RD, LONGMEADOW, MA 01106-2630
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22798-561
Date	Aug 12, 2019
Book Page	22798/561
Instrument	45040

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONGMEADOW MA
Property Address	124 FRANKLIN RD, LONGMEADOW, MA 01106-2630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23319-600
Date	Jul 20, 2020
Book Page	23319/600
Instrument	38945

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONGMEADOW MA
Recording Date	Feb 17, 2017
Property Address	124 FRANKLIN RD, LONGMEADOW, MA 01106-2630
Document Number	21572-157
Book / Page	21572 / 157
Instrument	8794
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.27
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215720159
Date	Feb 17, 2017
Instrument	21572/0159

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 124 Franklin Rd was $8,783, up 1.1% from the year before.

Source: Hampden County and Longmeadow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Longmeadow Town
Unified School District	Longmeadow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,783.00 (+1.06%)	$454,600 (+10.47%) Land $187,200 Building $267,400	$440,070 (+13.04%)
2025	$8,691.00 (+3.33%)	$411,500 (+1.18%) Land $167,100 Building $244,400	$389,310 (+8.73%)
2024	$8,411.00 (+5.27%)	$406,700 (+16.67%) Land $167,100 Building $239,600	$358,055
2023	$7,990.00	$348,600 Land $143,900 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Franklin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1982–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Franklin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LONGMEADOW WATER DEPT serves 15,853 people · EPA ID MA1159000
Water Source	Purchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State Inspection	Jul 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2020 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	No certified operator Jul 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cox Communications, Frontier, GoNetspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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