124 Formosa Dr, Brandon, MS 39047 Property Records

Rankin County property record for 124 Formosa Dr, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,975 sqft · built 1993
Lot Size	0.233 acres (10,184 sqft)
Owner	Individual Name on Record
Last Sale	$219,500 (May 2016)
Tax Bill	$641 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`I11A000011 00004B`

Property Details

APN / Parcel Number

Primary APN	`I11A000011 00004B`
Alternative APN	`34378`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,975 sqft Adjusted Area
1st Floor Area	1,597 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,184 sqft (0.233 acres)
Deck Area	412 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	34378
Street Address	124 FORMOSA DR
City	BRANDON
State	MS
Zip	39047-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4B AZALEA TRAILS OF CASTLEWOODS PART 2A DB 670 PG 0552 0050393 DB 682 PG 0377 0100493
Legal Range	03E
Legal Township	06N
Legal Section	21
Legal Subdivision	AZALEA TRAILS
Legal Lot Number	4B
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	20218

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 FORMOSA DR, BRANDON, MS 39047-7911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE HOME LOANS LLC
May 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2016 · Amount on Record
Deed Sale	May 16, 2016 · Amount on Record
Prior Sale	Dec 28, 2015
Deed Book / Page	2016 / 10297
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	0000010297
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	124 FORMOSA DR, BRANDON, MS 39047-7911
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101148
Date	Dec 5, 2025
Book Page	3025/101148

Lender

Name	INDEPENDENCE HOME LOANS LLC
Address	4343 N SCOTTSDALE RD STE 100, SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	124 FORMOSA DR, BRANDON, MS 39047-7911
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054157
Date	May 20, 2022
Book Page	3022/54157

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$641.00 (-57.01%) Homeowner's exemption Disabled Person's exemption	$15,779 (+7.6%)
2024	$1,491.00 (+147.26%)		$157,790 (+7.6%) Land $30,000 Building $127,790
2023		$14,664
2021			$146,640 Land $30,000 Building $116,640
2019	$603.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLOWOOD - NORANCO private · serves 4,274 people · EPA ID MS0610044
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CITY OF FLOWOOD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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