Watauga County property record for 124 Forest Shadows Trl, Vilas, NC 28692
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,312 sqft · built 2001 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,000 (May 2019) |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1991-42-7506-000 |
| Primary APN | 1991-42-7506-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,312 sqft Living Area |
| 1st Floor Area | 1,656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 368 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1798931 |
|---|---|
| Street Address | 124 FOREST SHADOWS TRL |
| City | VILAS |
| State | NC |
| Zip | 28692-8013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BRUSHY FORK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 920300 |
124 Forest Shadows Trl is owned and occupied by two individuals who bought it in May 2019.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 FOREST SHADOWS TRL, VILAS, NC 28692-8013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK |
| May 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage LIFESTORE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2019 · Amount on File |
| Deed Sale | May 1, 2019 · Amount on File |
| Deed Document Number | 2019678526 |
| Deed Book / Page | 2025 / 568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 124 FOREST SHADOWS TRL, VILAS, NC 28692-8013 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 124 FOREST SHADOWS TRL, VILAS, NC 28692-8013 |
| Document Number | 0022830126 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 2283/126 |
| Instrument | 721747 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 124 FOREST SHADOWS TRL, VILAS, NC 28692-8013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020810152 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 2081/152 |
| Instrument | 688388 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | May 1, 2019 |
| Property Address | 124 FOREST SHADOWS TRL, VILAS, NC 28692-8013 |
| Document Number | 0020250568 |
| Book / Page | 2025 / 0568 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 678526 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 CUB WARD RD, 129, VILAS, NC 28692-9282 |
| Name | Verified Name |
|---|---|
| Address | 124 FOREST SHADOWS TRAIL, ZIONVILLE, NC 28698 |
| Document Number | 678527 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 678527 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 124 Forest Shadows Trl was $1,772.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,500 (-) Land $43,600 Building $394,900 | ||
| 2025 | $1,772.00 | $438,500 Land $43,600 Building $394,900 | |
| 2024 | $438,500 Land $43,600 Building $394,900 | ||
| 2023 | $438,500 Land $43,600 Building $394,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 124 Forest Shadows Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 124 Forest Shadows Trl is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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