124 Els Ln, New Bern, NC 28560 Property Records

Craven County property record for 124 Els Ln, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,231 sqft · built 2005
Lot Size	0.403 acres (17,557 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2023)
Tax Bill	$986 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`6-213-L-261`

Property Details

APN / Parcel Number

Primary APN	`6-213-L-261`
Alternative APNs	`132559` `136477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,231 sqft Living Area
1st Floor Area	1,231 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,557 sqft (0.403 acres)
Lot Dimensions	157 ft deep x 72.7 ft wide
Garage Type	Attached
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	136477
Street Address	124 ELS LN
City	NEW BERN
State	NC
Zip	28560-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 261 LAKESIDE @ ROYAL PINES SCT 1-A 1-B 3 & 4 REVISED
Legal Subdivision	LAKESIDE @ ROYAL PINES
Legal Lot Number	261
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	2
Census Block	2005
Census Tract	961101

Owner

124 Els Ln is owned and occupied by an individual who bought it in September 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	124 ELS LN, NEW BERN, NC 28560-8948
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 21, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
May 21, 2018	Deed, Transfer
Mar 2, 2018	Warranty Deed, Transfer
Dec 14, 2017	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	202310117902
Deed Book / Page	3777 / 1271
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Sep 28, 2023
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Document Number	03777/1271
Book / Page	3777 / 1271
Map Reference	CAB H SL 11 D-F
Instrument Date	Sep 22, 2023
Instrument	10117902
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	811 GASCONY DR, REYNOLDSBURG, OH 43068-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ELS LN, NEW BERN, NC 28560-8948

Mortgage

Document Number	0037771274
Date	Sep 28, 2023
Instrument	3777/1274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 19, 2021
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Document Number	3655/180
Book / Page	3655 / 180
Map Reference	CAB H SL 11 D,E & F
Instrument Date	Feb 9, 2021
Instrument	10070052
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 N LAKE DR, 66, WATERTOWN, SD 57201-5504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ELS LN, NEW BERN, NC 28560-8948

Mortgage

Document Number	3655183
Date	Feb 19, 2021
Instrument	3655/183

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003536/0000000584
Date	May 21, 2018
Book Page	0000003536/0000000584
Instrument	000010022574

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3643/266
Date	Dec 4, 2020
Book Page	3643/266
Instrument	10065624

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 21, 2018
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Document Number	3536/581
Book / Page	3536 / 581
Instrument Date	May 17, 2018
Instrument	000010022573
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ELS LN, NEW BERN, NC 28560-8948

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 2, 2018
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Document Number	3528/1386
Book / Page	3528 / 1386
Instrument Date	Feb 26, 2018
Instrument	000010019279
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 ORIENTAL RD, ORIENTAL, NC 28571-9249

December 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 14, 2017
Property Address	124 ELS LN, NEW BERN, NC 28560-8948
Document Number	3522/0347
Book / Page	3522 / 0347
Map Reference	PL CAB H SL 11
Instrument Date	Dec 8, 2017
Instrument	10016456
Transaction Type	Foreclosure
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 124 Els Ln was $986.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$986.00	$189,430 (-) Land $40,000 Building $149,430	$189,430 (-) Land $40,000 Building $149,430
2025		$189,430 Land $40,000 Building $149,430	$189,430 Land $40,000 Building $149,430
2024	$969.00 (+1.25%)
2023	$957.00 (-0.83%)	$185,990 (+24.31%) Land $40,000 Building $145,990	$185,990 Land $40,000 Building $145,990
2022	$965.00	$149,620 Land $40,000 Building $109,620
2018			$149,620 Land $40,000 Building $109,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Els Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	9 (1996–2018)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 124 Els Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Els Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures