Kenton County property record for 124 Elm St, Covington, KY 41016 · Last verified December 2025
| Property Type | Parking Lot |
|---|---|
| Details | 1 ba · 828 sqft · built 1890 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Owner Name on File |
| Last Sale | $43,473 (Mar 2005) |
| Tax Bill | $783 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-33-19-020.00 |
| Primary APN | 026-33-19-020.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 828 sqft |
| Year Built | Built 1890 |
|---|---|
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 125 ft deep x 20 ft wide |
| Heating System | Forced Air |
|---|
| Old Parcel Number | 0263319020.00 |
|---|---|
| Street Address | 124 ELM ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Parking Lot |
| Legal Description | LUDLOW ORIG PLAT W 20' LOT 52 20'X 125' NS ELM |
| Legal Subdivision | LUDLOW ORIGINAL PLAT |
| Legal Lot Number | 52 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 66900 |
Source: Kenton County records · APN 026-33-19-020.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 592 PALMER CT, CRESTVIEW HILLS, KY 41017-3481 |
| Date | Document |
|---|---|
| Jan 01, 2020 | Deed of Trust, Mortgage LITMER WILLIAM J TRUST (RT) |
| Jan 01, 2020 | Deed of Trust, Mortgage · Line of Credit TR AGREEMENT OF CARLA LIT (RT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 09, 2005 · Amount on Record |
| Deed Sale | Mar 09, 2005 · Amount on Record |
| Prior Sale | Jul 03, 2008 |
| Deed Document Number | 0C25260124 |
| Last Transfer Date | Aug 24, 2010 |
| Transfer Doc | 0000000151 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 ELM ST, COVINGTON, KY 41016 |
| Document Number | 0000000086 |
| Instrument Date | Jan 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 MADONNA LN EDGEWOOD KY 41017, EDGEWOOD, KY 41017 |
| Document Number | 0000000086 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 000019/000563 |
| Instrument | 86 |
| Name | LITMER WILLIAM J TRUST (RT) |
|---|---|
| Address | 3004 MADONNA DR, EDGEWOOD, KY 41017-2621 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 12, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 ELM ST, COVINGTON, KY 41016 |
| Document Number | 0000000085 |
| Instrument Date | Jan 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3004 MADONNA DR EDGEWOOD KY 410172621, EDGEWOOD, KY 41017-2621 |
| Document Number | 0000000085 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 000019/000556 |
| Instrument | 85 |
| Name | TR AGREEMENT OF CARLA LIT (RT) |
|---|---|
| Address | 3004 MADONNA DR, EDGEWOOD, KY 41017-2621 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 12, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $783.00 (+1.42%) | $60,000 (-) Land $20,000 Building $40,000 | $60,000 (-) Land $20,000 Building $40,000 |
| 2023 | $772.00 | $60,000 Land $20,000 Building $40,000 | $60,000 Land $20,000 Building $40,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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