Santa Cruz County property record for 124 Elm St, #A, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,374 sqft · built 2007 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $400,506 (Nov 2014) |
| Tax Bill | $7,892 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone AH (high risk) |
| APN | 017-192-07 |
| Primary APN | 017-192-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 3,094 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 ELM ST, A |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-5085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 110301 |
124 Elm St, #A is held in a trust since January 2026.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 606, WATSONVILLE, CA 95077-0606 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on File |
| Deed Sale | Nov 18, 2014 · Amount on File |
| Deed Document Number | 201438751 |
| Last Transfer Date | Jan 22, 2026 |
| Transfer Doc | 0000001702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 26, 2026 |
| Property Address | 124 ELM ST # A, A, WATSONVILLE, CA 95076-5085 |
| Document Number | 0000001702 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 2026-0001702 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 606, WATSONVILLE, CA 95077-0606 |
The 2025 property tax bill for 124 Elm St, #A was $7,892.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $594,557 (+2%) Land $226,790 Building $367,767 | |
| 2025 | $7,892.00 | $582,898 Land $222,343 Building $360,555 |
| 2023 | $7,002.00 (+1.88%) | $560,263 Land $213,708 Building $346,555 |
| 2022 | $6,873.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 124 Elm St, #A in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 105 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 109 units insured incl. 4 condo units |
| Nearby Flood Claims | 7 (2022–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 124 Elm St, #A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Etheric Networks, Verizon.
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