Oswego County and Oswego City property record for 124 Ellen St, Oswego, NY 13126 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,420 sqft · built 1957 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Feb 2026) |
| Tax Bill | $3,262 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 146.30-03-06 |
| Primary APN | 351200 146.30-03-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| 1st Floor Area | 1,420 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Canopy | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6991 |
|---|---|
| Street Address | 124 ELLEN ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VARICK TRACT |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21603 |
Source: Oswego County and Oswego City records · APN 351200 146.30-03-06
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 188 W 5TH ST, OSWEGO, NY 13126-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2026 · Amount on Record |
| Deed Sale | Feb 09, 2026 · Amount on Record |
| Deed Document Number | 2026R2026001098 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Feb 09, 2026 |
| Property Address | 124 ELLEN ST, OSWEGO, NY 13126-3945 |
| Document Number | 0000001098 |
| Instrument Date | Jan 23, 2026 |
| Instrument | R-2026-001098 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 ELLEN ST, OSWEGO, NY 13126-3945 |
| Name | Verified Name |
|---|---|
| Address | 188 W 5TH ST, OSWEGO, NY 13126-3014 |
| Document Number | 0000001099 |
|---|---|
| Date | Feb 09, 2026 |
| Instrument | R-2026-001099 |
| Name | GENESEE REGIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2041 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,262.00 | $174,000 (+65.24%) Land $23,900 Building $150,100 | $174,000 (+37.15%) Land $23,900 Building $150,100 |
| 2023 | $105,300 Land $26,500 Building $78,800 | $126,867 Land $31,928 Building $94,939 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Most Recent Claim | Sep 2011, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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