124 Elder St, Rockingham, NC 28379 Property Records

Richmond County property record for 124 Elder St, Rockingham, NC 28379

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,525 sqft · built 2011
Lot Size	0.401 acres (17,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2021)
Tax Bill	$1,624 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`747415732982`

Property Details

APN / Parcel Number

Primary APN	`747415732982`
Alternative APN	`10786130`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,525 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,460 sqft (0.401 acres)
Lot Dimensions	194 ft deep x 90 ft wide
Garage Area	408 sqft
Porch	Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10786130
Street Address	124 ELDER ST
City	ROCKINGHAM
State	NC
Zip	28379-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LT5&HSE SUNNY ACRES
Legal Subdivision	SUNNY ACRES
Legal Lot Number	5
Jurisdiction	RICHMOND NC
Township / Civil Division	ROCKINGHAM
Census Block Group	3
Census Block	3002
Census Tract	970400

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 ELDER ST, ROCKINGHAM, NC 28379-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Prior Sale	Apr 27, 2012 · Amount on Record
Deed Document Number	2021263552
Deed Book / Page	1887 / 533
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	124 ELDER ST, ROCKINGHAM, NC 28379-2405
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001829/102
Date	Dec 2, 2019
Book Page	1829/102
Instrument	255504

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Jun 8, 2021
Property Address	124 ELDER ST, ROCKINGHAM, NC 28379-2405
Document Number	001887/533
Book / Page	1887 / 533
Map Reference	MB 10 PG 70
Instrument Date	Jun 8, 2021
Instrument	263552
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 LEDBETTER RD, ROCKINGHAM, NC 28379-7819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 ELDER ST, ROCKINGHAM, NC 28379-2405

Mortgage

Document Number	0000263553
Date	Jun 8, 2021
Instrument	263553

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Rockingham City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,624.00 (+25.7%)	$203,637 (+45.33%) Land $14,073 Building $189,564	$203,637 (+45.33%) Land $14,073 Building $189,564
2023	$1,292.00	$140,122 Land $11,259 Building $128,863	$140,122 Land $11,259 Building $128,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKINGHAM serves 12,510 people · EPA ID NC0377015
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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