124 Edgemont Cir, Waterloo, IA 50702 Property Records

Black Hawk County property record for 124 Edgemont Cir, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,899 sqft · built 1966
Lot Size	0.289 acres (12,587 sqft)
Owner	Trust Name on File
Tax Bill	$7,352 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2023 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`8813-03-301-010`

Property Details

APN / Parcel Number

Primary APN	`8813-03-301-010`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,899 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	375 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,587 sqft (0.289 acres)
Lot Dimensions	95 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Deck Area	286 sqft
Patio Area	326 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	124 EDGEMONT CIR
City	WATERLOO
State	IA
Zip	50702-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHAVEN ADDITION LOT 103
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	SOUTHAVEN ADDITION
Legal Lot Number	103
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2008
Census Tract	1301

Owner

124 Edgemont Cir is owner-occupied and held in a trust since March 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	124 EDGEMONT CIR, WATERLOO, IA 50702-5712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Intrafamily Transfer, Transfer
Mar 24, 2023	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2023
Transfer Doc	0000012879
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 24, 2023
Property Address	124 EDGEMONT CIR, WATERLOO, IA 50702-5712
Document Number	202300012879
Instrument Date	Mar 15, 2023
Instrument	202300012879
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	124 EDGEMONT CIR, WASHBURN, IA 50702-5712

March 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 24, 2023
Property Address	124 EDGEMONT CIR, WATERLOO, IA 50702-5712
Document Number	202300012878
Instrument Date	Feb 7, 2023
Instrument	202300012878
Record Updated	May 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 EDGEMONT CIR, WATERLOO, IA 50702-5712

Tax Assessment & Valuation

The 2025 property tax bill for 124 Edgemont Cir was $7,352 with a homeowner's exemption, up 1.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,352.00 (+1.27%) Homeowner's exemption	$385,710 Land $31,930 Building $353,780	$385,710 Land $31,930 Building $353,780
2024	$7,260.00
2023		$358,630 (+29.26%) Land $31,930 Building $326,700	$358,630 Land $31,930 Building $326,700
2022	$5,898.00 Homeowner's exemption	$277,440 Land $31,930 Building $245,510
2021			$277,440 Land $31,930 Building $245,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 124 Edgemont Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 124 Edgemont Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon.

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