Unicoi County property record for 124 Echo Ridge Rd, Erwin, TN 37650 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,098 sqft Living Area |
| Lot Size | 24,211 sqft (0.556 acres) |
| Garage | Attached, 286 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2026) |
| Tax Bill | $1,250.00 (2024) |
Source: Unicoi County records · APN 031O-C-022.00
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 ECHO RIDGE RD, ERWIN, TN 37650-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 17, 2026 | Warranty Deed, Transfer · Balloon Payment CLINCHFIELD FCU |
| Feb 24, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Oct 01, 2013 · Amount on Record |
| Deed Doc Number | 2026550 |
| Deed Book / Page | 501 / 677 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNICOI TN |
| Recording Date | Mar 17, 2026 |
| Property Address | 124 ECHO RIDGE RD, ERWIN, TN 37650-1918 |
| Document Number | 0000501677 |
| Book / Page | 501 / 677 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 26000550 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 ECHO A50CG RD, ERWIN, TN 37650 |
| Document Number | 0026000551 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 26000551 |
| Name | CLINCHFIELD FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 01, 2036 |
| Min Rate At Change | 5.84% |
| Max Rate At Change | 11.8% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 124 ECHO RIDGE RD, ERWIN, TN 37650-1918 |
| Document Number | 420234 |
| Instrument Date | Feb 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 124 ECHO RIDGE RD ERWIN TN 376501918, ERWIN, TN 37650-1918 |
| Document Number | 420234 |
|---|---|
| Date | Mar 04, 2019 |
| Book Page | 000420/000234 |
| Instrument | 355 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2049 |
Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250.00 | $47,875 (-) Land $8,725 Building $39,150 | $191,500 (-) Land $34,900 Building $156,600 |
| 2024 | $1,250.00 (+11.11%) | ||
| 2023 | $47,875 (-) Land $8,725 Building $39,150 | ||
| 2022 | $1,125.00 | $47,875 Land $8,725 Building $39,150 | $191,500 Land $34,900 Building $156,600 |
Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 64% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 031O-C-022.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 3,326 sqft Gross Area |
| 1st Floor | 1,520 sqft 1st Floor |
| Basement Area | 1,520 sqft Basement |
| Finished Basement | 578 sqft Finished |
| Unfinished Basement | 942 sqft Unfinished |
| Stories | 1 Stories |
| Utility Room | Utility Room |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 24,211 sqft (0.556 acres) |
| Depth X Width | 142 ft x 150 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 286 sqft Garage |
| Patio Area | 520 sqft Patio |
|---|---|
| Porch Area | 36 sqft Porch |
| Topography | Mountain Topography |
| Canopy Area | 520 sqft Canopy |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 124 ECHO RIDGE RD |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1918 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 105X142X105X194X110 |
| Legal Subdivision | J R BOWMAN |
| Jurisdiction | UNICOI TN |
| Minor Civil Division | 1 |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 80200 |
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