124 E Washington St, Oswego, IL 60543 Property Records

Kendall County property record for 124 E Washington St, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 1876
Lot Size0.214 acres (9,307 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jun 2024)
Tax Bill$5,436 (2024)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN03-17-383-003

Property Details

APN / Parcel Number

Primary APN03-17-383-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,312 sqft Living Area
Gross Area2,416 sqft
1st Floor Area1,312 sqft
Basement Area720 sqft

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1876
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area9,307 sqft (0.214 acres)
Lot Dimensions140 ft deep x 66 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address124 E WASHINGTON ST
CityOSWEGO
StateIL
Zip60543-9585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 3 LOUCKS & STAFFORDS ADDN VILLAGE OF OSWEGO
Legal SubdivisionLOUCKS & STAFFORDS ADD
Legal Block3
Legal Lot Number5
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1027
Census Tract890106

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 FIELDPOINT RD, MONTGOMERY, IL 60538-2607
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2024 · Amount on Record
Deed SaleJun 24, 2024 · Amount on Record
Prior SaleApr 8, 2013 · Amount on Record
Deed Document Number20247079
Prior Transfer DateSep 20, 2001
Prior Transfer Doc0000017546
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address124 E WASHINGTON ST, OSWEGO, IL 60543-9585
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 E WASHINGTON ST, OSWEGO, IL 60543-9585

Mortgage

Document Number0000013714
DateOct 20, 2025
Instrument202500013714
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,584 (+44.21%) Land $27,928 Building $56,656$253,752 (+44.21%) Land $83,784 Building $169,968
2024$5,436.00
2022$58,653 Land $19,366 Building $39,287$175,959 Land $58,098 Building $117,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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