124 E State St, North Aurora, IL 60542 Property Records

Kane County property record for 124 E State St, North Aurora, IL 60542

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 2,640 sqft · built 1958
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2018)
Tax Bill	$8,227 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-03-151-022`

Property Details

APN / Parcel Number

Primary APN	`15-03-151-022`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	4,720 sqft
Basement Area	1,320 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	124 E STATE ST
City	NORTH AURORA
State	IL
Zip	60542-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OWNERS SUBDN : LOT 2
Legal Subdivision	OWNERS SUB
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3013
Census Tract	852906

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 E STATE ST, NORTH AURORA, IL 60542-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2018 · Amount on Record
Deed Sale	Jan 9, 2018 · Amount on Record
Prior Sale	Nov 2, 2009 · Amount on Record
Deed Document Number	20181315
Prior Transfer Date	Oct 9, 2002
Prior Transfer Doc	0000129351
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	124 E STATE ST, NORTH AURORA, IL 60542-1664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064077
Date	Oct 26, 2020
Instrument	2020K064077

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 9, 2018
Property Address	124 E STATE ST, NORTH AURORA, IL 60542-1664
Document Number	0000001315
Instrument Date	Dec 22, 2017
Instrument	2018K001315
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E STATE ST, NORTH AURORA, IL 60542-1664

Mortgage

Document Number	0000001317
Date	Jan 9, 2018
Instrument	2018K001317

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Municipality	North Aurora Village
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,227.00 (+12.39%) Homeowner's exemption	$125,283 (+9.39%) Land $10,663 Building $114,620	$375,999 (+9.39%) Land $32,002 Building $343,998
2024		$114,529 (+22.66%) Land $9,748 Building $104,781	$343,724 (+22.71%) Land $29,256 Building $314,469
2022	$7,320.00 (+4.75%) Homeowner's exemption	$93,368 (+7.41%) Land $7,947 Building $85,421	$280,104 (+7.41%) Land $23,841 Building $256,263
2021	$6,988.00 Homeowner's exemption	$86,927 Land $7,399 Building $79,528	$260,781 Land $22,197 Building $238,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1978–2008)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH AURORA serves 18,261 people · EPA ID IL0890600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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