124 E Payne Ave, Galion, OH 44833 Property Records

Crawford County property record for 124 E Payne Ave, Galion, OH 44833

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 840 sqft · built 1925
Lot Size	0.172 acres (7,524 sqft)
Owner	Individual Name on Record
Last Sale	$78,200 (Dec 2007)
Tax Bill	$1,227 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-0025387.000`

Property Details

APN / Parcel Number

Primary APN	`19-0025387.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,524 sqft (0.172 acres)
Lot Dimensions	198 ft deep x 38 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	124 E PAYNE AVE
City	GALION
State	OH
Zip	44833-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	38 X 198 497 WPT BK 937 PG 632 PB PG
Legal Lot Number	937
Jurisdiction	CRAWFORD OH
Township / Civil Division	GALION CITY
Census Block Group	2
Census Block	2015
Census Tract	975100

Owner

Source: Crawford County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 E PAYNE AVE, GALION, OH 44833-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Dec 12, 2007	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2007 · Amount on Record
Deed Sale	Dec 12, 2007 · Amount on Record
Deed Document Number	2007139697
Deed Book / Page	937 / 632
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	124 E PAYNE AVE, GALION, OH 44833-1905
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 E PAYNE AVE, GALION, OH 44833-1905

Mortgage

Document Number	01065/4476
Date	Sep 26, 2025
Book Page	1065/4476
Instrument	202500004103

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD OH
Property Address	124 E PAYNE AVE, GALION, OH 44833-1905
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01031/3040
Date	Jul 16, 2018
Book Page	1031/3040
Instrument	201800202586

Lender

Name	MECHANICS BANK
Type	Bank
Address	MANSFIELD, OH 44902

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD OH
Recording Date	Dec 12, 2007
Property Address	124 E PAYNE AVE, GALION, OH 44833-1905
Document Number	00937/0632
Book / Page	0937 / 0632
Instrument Date	Dec 7, 2007
Instrument	200700139697
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$312.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 E PAYNE AVE, GALION, OH 44833-1905

Mortgage

Document Number	200700139698
Date	Dec 12, 2007
Instrument	200700139698

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Dec 11, 2040

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Crawford County
Municipality	Galion City
Unified School District	Galion City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,227.00 (-0.24%)	$35,720 (-) Land $2,100 Building $33,620	$102,060 (-) Land $6,000 Building $96,060
2024	$1,230.00 (+4.68%) Homeowner's exemption	$35,720 (+30.32%) Land $2,100 Building $33,620	$102,060 (+30.33%) Land $6,000 Building $96,060
2023	$1,175.00 (-2.49%) Homeowner's exemption Additional exemption filed	$27,410 (-) Land $1,810 Building $25,600
2022	$1,205.00 Homeowner's exemption Additional exemption filed	$27,410 Land $1,810 Building $25,600
2021			$78,310 Land $5,170 Building $73,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1981–2013)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims Severe Storms & Flooding, Jul 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALION CITY serves 10,453 people · EPA ID OH1700211
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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