124 E Park St, Owatonna, MN 55060 Property Records

Steele County property record for 124 E Park St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,604 sqft · built 1951
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Jun 2023)
Tax Bill	$3,910 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-126-0104`

Property Details

APN / Parcel Number

Primary APN	`17-126-0104`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,604 sqft Finished Area
Basement Area	455 sqft
Finished Basement	455 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,581 sqft (0.197 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	124 E PARK ST
City	OWATONNA
State	MN
Zip	55060-4054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FORD BLK 1 LOT 3 EX W61 3/4' & LOT 4 EX E 41/4' TORRENS PROPERTY
Legal Section	TW
Legal Subdivision	FORD
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	3
Census Block	3022
Census Tract	960600

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 E PARK ST, OWATONNA, MN 55060-4054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MTG CORP
Nov 9, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	20231547920
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jun 26, 2023
Property Address	124 E PARK ST, OWATONNA, MN 55060-4054
Document Number	T000082701
Instrument Date	Jun 15, 2023
Instrument	T000082701
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 E PARK ST, OWATONNA, MN 55060-4054

Mortgage

Document Number	T000082702
Date	Jun 26, 2023
Instrument	T000082702

Lender

Name	AMERICAN PORTFOLIO MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Nov 9, 2020
Property Address	124 E PARK ST, OWATONNA, MN 55060-4054
Document Number	T000079230
Instrument Date	Oct 29, 2020
Instrument	T000079230
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NOT AVAILABLE, MN SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	124 E PARK ST, OWATONNA, MN 55060-4054

Mortgage

Document Number	T000079231
Date	Nov 9, 2020
Instrument	T000079231

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,910.00 (+21.35%) Homeowner's exemption	$288,300 (+4.08%) Land $33,600 Building $254,700	$288,300 (+4.08%) Land $33,600 Building $254,700
2025		$277,000 (+23.77%) Land $33,600 Building $243,400	$277,000 (+23.77%) Land $33,600 Building $243,400
2023	$3,222.00 (+14.66%) Homeowner's exemption	$223,800 (+3.23%) Land $23,900 Building $199,900	$223,800 (+3.23%) Land $23,900 Building $199,900
2022	$2,810.00 Homeowner's exemption	$216,800 Land $22,600 Building $194,200	$216,800 Land $22,600 Building $194,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Minnesota WiFi, Verizon.

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