124 E Oak St, Watseka, IL 60970 Property Records

Iroquois County property record for 124 E Oak St, Watseka, IL 60970

Property Summary

Property Type	Office Building
Lot Size	0.174 acres (7,614 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2023)
Tax Bill	$1,418 (2025)
Deeds & Mortgages	Sep 2023 Sale Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19 32 432 014`

Property Details

APN / Parcel Number

Primary APN	`19 32 432 014`

Interior

Units	4 Units

Exterior

Lot Area	7,614 sqft (0.174 acres)

Location & Zoning

Street Address	124 E OAK ST
City	WATSEKA
State	IL
Zip	60970-1385
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LT 15 BLK 12 CITY OF WATSEKA
Legal Block	12
Legal Lot Number	15
Jurisdiction	IROQUOIS IL
Township / Civil Division	MIDDLEPORT
Census Block Group	3
Census Block	3058
Census Tract	950400

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E ELM ST, WATSEKA, IL 60970-1337
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 19, 2021	Warranty Deed, Transfer · Commercial Mortgage IROQUOIS FSLA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jul 19, 2021 · Amount on Record
Deed Document Number	20232689
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Sep 19, 2023
Property Address	124 E OAK ST, WATSEKA, IL 60970-1385
Document Number	00023R2689
Instrument Date	Sep 19, 2023
Instrument	23R2689
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 ELM AVE, PASADENA, TX 77506-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E ELM ST, WATSEKA, IL 60970-1337

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Jul 19, 2021
Property Address	124 E OAK ST, WATSEKA, IL 60970-1385
Document Number	00021R2807
Instrument Date	Jul 19, 2021
Instrument	21R2807
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 N MONROE AVE, BRADLEY, IL 60915-1440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	114 W ASH ST, WATSEKA, IL 60970-1223

Mortgage

Document Number	00021R2808
Date	Jul 19, 2021
Instrument	21R2808

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Middleport Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,418.00 (-3.41%)	$13,900 (-) Land $6,507 Building $7,393	$41,700 (-) Land $19,521 Building $22,179
2022	$1,468.00	$13,900 Land $6,507 Building $7,393	$41,700 Land $19,521 Building $22,179

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	136 (1991–2018)
Claims Outside the SFHA	1 of 136
Most Recent Claim	Feb 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2008 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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