Stanly County property record for 124 E North St, Albemarle, NC 28001
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 1 ba · 1,723 sqft · built 1915 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Jun 2017) |
| Tax Bill | $1,364 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 654801351118 |
| Primary APN | 654801351118 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,723 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 103 ft deep x 53 ft wide |
| Garage Type | Carport |
| Garage Area | 198 sqft |
| Carport | Carport |
| Carport Area | 198 sqft |
| Porch | Porch |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 1530765 |
|---|---|
| Street Address | 124 E NORTH ST |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-4048 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CBD |
| Legal Description | HSE 124 E NORTH ST 654810215 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3067 |
| Census Tract | 931204 |
Source: Stanly County assessment roll, as of August 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 446, ALBEMARLE, NC 28002-0446 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK |
| Sep 9, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2017 · Amount on Record |
| Deed Sale | Jun 20, 2017 · Amount on Record |
| Prior Sale | Aug 28, 2012 · Amount on Record |
| Deed Document Number | 2017391616 |
| Deed Book / Page | 1613 / 550 |
| Last Transfer Date | Aug 10, 2020 |
| Transfer Doc | 0000423528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 124 E NORTH ST, ALBEMARLE, NC 28001-4048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 253 HARRISON LN, LOCUST, NC 28097-8009 |
| Document Number | 0000450660 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 1797/1014 |
| Instrument | 450660 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 9, 2020 |
| Property Address | 124 E NORTH ST, ALBEMARLE, NC 28001-4048 |
| Document Number | 0000423528 |
| Book / Page | 001712 / 000504 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 423528 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 446 ALBEMARLE NC 280020446, ALBEMARLE, NC 28002-0446 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 20, 2017 |
| Property Address | 124 E NORTH ST, ALBEMARLE, NC 28001-4048 |
| Document Number | 0000391616 |
| Book / Page | 001613 / 000550 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 391616 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $186.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 124 E NORTH ST ALBEMARLE NC 280014048, ALBEMARLE, NC 28001-4048 |
Source: Stanly County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 (+12.26%) | $111,868 (+21.45%) Land $23,245 Building $88,623 | $111,868 (+21.45%) Land $23,245 Building $88,623 |
| 2023 | $1,215.00 | $92,114 Land $17,776 Building $74,338 | $92,114 Land $17,776 Building $74,338 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures